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{{short description|International credit card company based in Japan}}
{{Short description|International credit card company based in Japan}}
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{{About|the credit card company|the construction equipment company|JCB (heavy equipment manufacturer)}}
{{Primary sources|date=June 2019}}
{{Primary sources|date=June 2019}}
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{{about|the credit card company|the construction equipment company|JCB (company)}}
{{Infobox company
{{Infobox company
| name = JCB Co., Ltd.<br>株式会社ジェーシービー
|name = JCB Co., Ltd.
|native_name = {{lang|ja|株式会社ジェーシービー}}
| logo = JCB logo.svg
|logo = JCB logo.svg
| logo_size = 200px
|logo_size = 200px
| type = <!-- [[Public company|Public]] --> [[Private company|Private]]
|type = <!-- [[Public company|Public]] --> [[Private company|Private]]
| image = Aoyama-Rise-Square.jpg
|image = Aoyama-Rise-Square.jpg
| image_caption = JCB Headquarters (Aoyama Rise Square, Minato-ku, Tokyo)
|image_caption = JCB Headquarters (Aoyama Rise Square, Minato-ku, Tokyo)
| traded_as =
|traded_as =
| foundation = 1961
|foundation = {{start date and age|1961}}
| dissolved = April 30, 2018 (U.S. only)
|dissolved = April 30, 2018 (U.S. only)
| location = [[Minato, Tokyo]], [[Japan]]
|location = [[Minato, Tokyo]], [[Japan]]
| key_people = Ichiro Hamakawa (浜川　一郎)<br /><small>([[Executive director]])</small>
|key_people = Ichiro Hamakawa ({{lang|ja|浜川 一郎}})<br /><small>([[Executive director]])</small>
| area_served = [[World]]wide (select regions)
|area_served = Worldwide (select regions)
| industry = [[Financial services]]
|industry = [[Financial services]]
| products = [[Payment system]]s<br>[[Credit card]]s
|products = [[Payment system]]s<br>[[Credit card]]s
| revenue =
|revenue =
| operating_income =
|operating_income =
| net_income =
|net_income =
| assets =
|assets =
| equity =
|equity =
| num_employees = 4,920 <small>(2020)</small><ref>{{cite web |title=Corporate overview |url=https://www.global.jcb/en/about-us/company/overview/ |website=JCB |accessdate=5 June 2020}}</ref>
|num_employees = 4,389 <small>(2022)</small><ref>{{cite web|title=Corporate overview|url=https://www.global.jcb/en/about-us/company/overview/|website=JCB|access-date=5 June 2020}}</ref>
| website = {{URL|https://www.global.jcb/en/}}
|website = {{URL|https://www.global.jcb/en/}}
}}
}}


{{Nihongo|'''JCB Co., Ltd.'''|株式会社ジェーシービー|[[Kabushiki gaisha]] jē shī bī}}; formerly '''Japan Credit Bureau''') is a [[credit card]] company based in [[Tokyo]], [[Japan]]. It is accepted at JCB merchants, it has [[Card reciprocal agreements|strategic alliances]] with [[Discover Card|Discover Network]] merchants in the United States, [[UnionPay]] merchants in China, [[American Express]] merchants in Canada, and [[RuPay]] merchants in India.{{Citation needed|date=May 2019}}
{{Nihongo|'''JCB Co., Ltd.'''|株式会社ジェーシービー|[[Kabushiki gaisha]] jē shī bī}}, formerly '''Japan Credit Bureau''', is a [[credit card]] company based in [[Tokyo]], [[Japan]].


== History ==
== History ==
Founded in 1961 as Japan Credit Bureau, JCB established itself in the Japanese credit card market when it purchased Osaka Credit Bureau in 1968. {{As of|2020}} its cards are issued to 130 million customers in 23 countries.<ref>{{cite web |title=Why JCB? |url=https://www.jcbusa.com/for-merchants/why-jcb/ |website=JCB |accessdate=5 June 2020}}</ref> JCB also operates a network of membership airport lounges for holders of their Platinum Cards issued outside Japan.<ref>{{cite web |title=JCB Platinum Airport Lounge Service |url=https://www.global.jcb/en/consumers/platinum/airport-lounge/index.html |website=JCB |accessdate=5 June 2020}}</ref>
Japan Credit Bureau was founded in 1961 by [[Sanwa Bank]] (now [[MUFG Bank]]) and Nippon Shinpan (now [[Mitsubishi UFJ NICOS]]), as the country's second credit card issuer and payment network after the Japanese branch of [[Diners Club International]]. JCB firmly established itself in the Japanese credit card market after purchasing, and then absorbing, Hokkaido Credit Bureau and Osaka Credit Bureau in 1968. {{As of|2020}} its cards are issued to 130 million customers in 23 countries.<ref>{{cite web|title=Why JCB?|url=https://www.jcbusa.com/for-merchants/why-jcb/|website=JCB|access-date=5 June 2020}}</ref> JCB also operates a network of membership airport lounges for holders of their Platinum Cards issued outside Japan.<ref>{{cite web|title=JCB Platinum Airport Lounge Service|url=https://www.global.jcb/en/consumers/platinum/airport-lounge/index.html|website=JCB|access-date=5 June 2020}}</ref>


Since 1981, JCB has been expanding its business overseas. JCB cards are issued in 24 countries, in most countries JCB is affiliated with financial institutions to license them to issue JCB-branded cards. All international operations are conducted through its 100%-owned subsidiary, JCB International Credit Card Co., Ltd.
JCB cards are issued in 24 <!--23?--> countries. In most of these, JCB is affiliated with financial institutions to issue JCB-branded cards.


In the United States, JCB is not a primary credit card network such as [[Visa Inc.|Visa]], [[MasterCard]], [[Discover Card|Discover]], or [[American Express]]. While the brand was primarily accepted by tourism-related businesses such as airlines, car rental companies, hotels, Japanese speciality retailers and some department stores, it gained wider acceptance when on August 23, 2006 JCB announced an alliance with the [[Discover Network]]. The two companies signed a long-term agreement that led to the acceptance of Discover Network brand cards at JCB point-of-sale terminals in Japan and of JCB cards on the Discover network in the U.S. This partnership became operational in 2011.<ref>{{cite web |title=Using Your Discover card in Asia |url=https://www.discover.com/credit-cards/help-center/faqs/asia.html |website=[[Discover Card|Discover]] |archiveurl=https://web.archive.org/web/20150404145229/https://www.discover.com/credit-cards/help-center/faqs/asia.html |archivedate=April 4, 2015}}</ref>
In the United States, JCB is not a primary credit card network such as [[Visa Inc.|Visa]] or [[MasterCard]]. While the brand was primarily accepted by tourism-related businesses such as airlines and car rental companies, it gained wider acceptance in 2006 when JCB announced an alliance with [[Discover Network]]. The two companies signed a long-term agreement that led to the acceptance of Discover Network brand cards at JCB point-of-sale terminals in Japan and of JCB cards on the Discover network in the U.S. This partnership became operational in 2011.<ref>{{cite web|title=Using Your Discover card in Asia|url=https://www.discover.com/credit-cards/help-center/faqs/asia.html|website=[[Discover Card|Discover]]|archive-url=https://web.archive.org/web/20150404145229/https://www.discover.com/credit-cards/help-center/faqs/asia.html|archive-date=April 4, 2015}}</ref>


Local JCB accounts in the United States were issued by JCB USA, and offered to residents of [[California]], [[Connecticut]], [[Illinois]], [[New York (state)|New York]], [[New Jersey]], [[Oregon]], [[Washington (state)|Washington]] and [[Hawaii]].<ref>{{cite web |title=Apply for a JCB card |url=https://web.archive.org/web/20130117073944/http://www.jcbusa.com/card_how2apply.html |website=JCB USA |archiveurl=https://web.archive.org/web/20130117073944/http://www.jcbusa.com/card_how2apply.html |archivedate=January 17, 2013}}</ref> JCB USA stopped issuing JCB cards in the American market on January 8, 2018, and closed all current consumer credit card accounts on April 30, 2018.<ref>{{cite web |title=FAQs for Service Discontinuation of JCB Card |url=https://www.jcbusa.com/wp-content/uploads/2018/02/consumer_card_faq_eng.pdf |website=JCB USA |archiveurl=https://web.archive.org/web/20180906014114/https://www.jcbusa.com/wp-content/uploads/2018/02/consumer_card_faq_eng.pdf |archivedate=September 6, 2018}}</ref>{{Citation needed|date=May 2019}} Foreign JCB cards continue to work through the Discover network partnership.{{Citation needed|date=May 2019}}
Local JCB accounts in the United States were issued by JCB USA, and offered to residents of [[California]], [[Connecticut]], [[Illinois]], [[New York (state)|New York]], [[New Jersey]], [[Oregon]], [[Washington (state)|Washington]] and [[Hawaii]].<ref>{{cite web|title = Apply for a JCB card|url = http://www.jcbusa.com/card_how2apply.html|website = JCB USA|archive-url = https://web.archive.org/web/20130117073944/http://www.jcbusa.com/card_how2apply.html|archive-date = January 17, 2013}}</ref> JCB USA stopped issuing JCB cards in the American market on January 8, 2018, and closed all current consumer credit card accounts on April 30, 2018.<ref>{{cite web|title=FAQs for Service Discontinuation of JCB Card|url=https://www.jcbusa.com/wp-content/uploads/2018/02/consumer_card_faq_eng.pdf|website=JCB USA|archive-url=https://web.archive.org/web/20180906014114/https://www.jcbusa.com/wp-content/uploads/2018/02/consumer_card_faq_eng.pdf|archive-date=September 6, 2018}}</ref>{{Citation needed|date=May 2019}} Foreign JCB cards continue to work through the Discover network partnership.{{Citation needed|date=May 2019}}

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{{Portal|Companies}}


== References ==
== References ==
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== External links ==
== External links ==
⚫
{{Portal|Companies}}
* [http://www.jcb.jp/ JCB Global website] {{in lang|ja}}
* {{cite web|url = http://www.jcb.jp|title = JCBブランドサイト|trans-title = JCB brand site|language = ja|access-date = 2022-02-26}}
* [http://www.jcbusa.com/ JCBUSA] {{in lang|en}}
* {{cite web|url = http://www.jcbusa.com|title = JCB USA|publisher = JCB International Credit Card Co., Ltd.|language = en|access-date = 2022-02-26}}
* [http://www.jcbcorporate.com/english JCB Corporate website] {{in lang|en}}
* {{cite web|url = http://www.jcbcorporate.com/english|title = JCB Corporate website|language = en|access-date = 2022-02-26|url-status = dead|archive-date = 2016-07-20|archive-url = https://web.archive.org/web/20160720040851/http://www.jcbcorporate.com/english/}}


{{Credit cards}}
{{Credit cards}}
{{Authority control}}


[[Category:Credit cards]]
[[Category:Credit cards]]

Latest revision as of 15:33, 8 January 2025

This article is about the credit card company. For the construction equipment company, see JCB (heavy equipment manufacturer).
JCB Co., Ltd.
Native name
株式会社ジェーシービー
Company typePrivate
IndustryFinancial services
Founded1961; 64 years ago (1961)
DefunctApril 30, 2018 (U.S. only)
HeadquartersMinato, Tokyo, Japan
Area served
Worldwide (select regions)
Key people
Ichiro Hamakawa (浜川 一郎)
(Executive director)
ProductsPayment systems
Credit cards
Number of employees
4,389 (2022)[1]
Websitewww.global.jcb/en/

JCB Co., Ltd. (株式会社ジェーシービー, Kabushiki gaisha jē shī bī), formerly Japan Credit Bureau, is a credit card company based in Tokyo, Japan.

History

[edit]

Japan Credit Bureau was founded in 1961 by Sanwa Bank (now MUFG Bank) and Nippon Shinpan (now Mitsubishi UFJ NICOS), as the country's second credit card issuer and payment network after the Japanese branch of Diners Club International. JCB firmly established itself in the Japanese credit card market after purchasing, and then absorbing, Hokkaido Credit Bureau and Osaka Credit Bureau in 1968. As of 2020 its cards are issued to 130 million customers in 23 countries.[2] JCB also operates a network of membership airport lounges for holders of their Platinum Cards issued outside Japan.[3]

JCB cards are issued in 24 countries. In most of these, JCB is affiliated with financial institutions to issue JCB-branded cards.

In the United States, JCB is not a primary credit card network such as Visa or MasterCard. While the brand was primarily accepted by tourism-related businesses such as airlines and car rental companies, it gained wider acceptance in 2006 when JCB announced an alliance with Discover Network. The two companies signed a long-term agreement that led to the acceptance of Discover Network brand cards at JCB point-of-sale terminals in Japan and of JCB cards on the Discover network in the U.S. This partnership became operational in 2011.[4]

Local JCB accounts in the United States were issued by JCB USA, and offered to residents of California, Connecticut, Illinois, New York, New Jersey, Oregon, Washington and Hawaii.[5] JCB USA stopped issuing JCB cards in the American market on January 8, 2018, and closed all current consumer credit card accounts on April 30, 2018.[6][citation needed] Foreign JCB cards continue to work through the Discover network partnership.[citation needed]

References

[edit]
  1. ^ "Corporate overview". JCB. Retrieved 5 June 2020.
  2. ^ "Why JCB?". JCB. Retrieved 5 June 2020.
  3. ^ "JCB Platinum Airport Lounge Service". JCB. Retrieved 5 June 2020.
  4. ^ "Using Your Discover card in Asia". Discover. Archived from the original on April 4, 2015.
  5. ^ "Apply for a JCB card". JCB USA. Archived from the original on January 17, 2013.
  6. ^ "FAQs for Service Discontinuation of JCB Card" (PDF). JCB USA. Archived from the original (PDF) on September 6, 2018.
[edit]
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