Talk:Credit score: Difference between revisions

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This article was the subject of a Wiki Education Foundation-supported course assignment, between 30 October 2018 and 11 December 2018. Further details are available on the course page. Student editor(s): Bunny233 (article contribs). Peer reviewers: Bunny233.

removal of "trusted system" claim

Regarding the 5:40, 31 July 2021 edit of credit score, I have removed the statement about credit/identity scoring being an instance of a trusted system, not on the basis that the statement is false, but because I I think it is likely to distract the reader. While somebody learning about trusted systems may find this to be an interesting observation, for the typical person who is curious to know more about credit scoring systems, this at best would just be ignored, but it could prove to be a disruptive distraction for people who try to make sense of it. Fabrickator (talk) 07:17, 31 July 2021 (UTC)[reply]

references for UK credit scores

This source What is a good or average credit score? from Barclaycard shows the UK credit score "full ranges" (a well as the "fair", "good" and "excellent" ranges) for credit scores from Equifax, Experian, and TransUnion (formerly Callcredit).

The U.K. requires each credit bureau to provide consumers with access to a "statutory credit report":

Equifax Statutory Credit Report: www.equifax.co.uk/Products/credit/statutory-report.html (blocked link)
Experian Statutory Credit Report]
TransUnion Statutory Credit Report: www.transunionstatreport.co.uk/ (blocked link)

Here's a short list of other pertinent pages from the various CRAs:

Equifax "understanding credit score ranges": www.equifax.co.uk/resources/loans-and-credit/understanding-credit-score-ranges.html

I suggest signing your edits below (along with an "edit summary") rather than in the text of this section:

initial version with links to credit score ranges and "statutory credit report" request pages: Fabrickator (talk) 23:50, 2 August 2021 (UTC)[reply]

Semi-protected edit request on 30 September 2021

This edit request has been answered. Set the |answered= or |ans= parameter to no to reactivate your request.

I suggest changing the following two sections about credit scores in Norway:

In Norway, credit scoring services are provided by four credit scoring agencies: Bisnode (Dun & Bradstreet), Experian, Evry and Creditsafe.

Credit scores range between 1 and 100, sometimes between 1 and 1000. [citation: https://lanfordeg.no/lan/lan-uten-kredittsjekk/]

Sabah2302 (talk) 09:20, 30 September 2021 (UTC)[reply]

Not done: That is a link to a site for getting loans. ScottishFinnishRadish (talk) 10:49, 30 September 2021 (UTC)[reply]

Nothing about the history of scoring systems?

Good, bad, or neutral, unlike normal markets this system has not always existed. In fact, it seems to be an extremely recent development. There should be a history of the rise of credit agencies and scores. 96.240.128.124 (talk) 17:32, 19 December 2021 (UTC)[reply]

@@ Line 36: / Line 36: @@
 [[User:Sabah2302|Sabah2302]] ([[User talk:Sabah2302|talk]]) 09:20, 30 September 2021 (UTC)
 :[[File:Red information icon with gradient background.svg|20px|link=|alt=]] '''Not done:'''<!-- Template:ESp --> That is a link to a site for getting loans. [[User:ScottishFinnishRadish|ScottishFinnishRadish]] ([[User talk:ScottishFinnishRadish|talk]]) 10:49, 30 September 2021 (UTC)
+== Nothing about the history of scoring systems? ==
+Good, bad, or neutral, unlike normal markets this system has not always existed.  In fact, it seems to be an extremely recent development.  There should be a history of the rise of credit agencies and scores. [[Special:Contributions/96.240.128.124|96.240.128.124]] ([[User talk:96.240.128.124|talk]]) 17:32, 19 December 2021 (UTC)