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A Joint account is a personal property owned by more than one person, commonly referred to as joint-owners. Joint ownerships are not created by preference or agreement, but instead, arise from either a legal interest or a legal right, existing at the time of acquisition.

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	A Joint account is a personal property owned by more than one person, commonly referred to as joint-owners. Joint ownerships are not created by preference or agreement, but instead, arise from either a legal interest or a legal right, existing ~~during~~ the time of acquisition.		A Joint account is a personal property owned by more than one person, commonly referred to as joint-owners. Joint ownerships are not created by preference or agreement, but instead, arise from either a legal interest or a legal right, existing at the time of acquisition.