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'''Employment Practices Liability''' is an area of [[United States law]] that deals with [[Wrongful dismissal|wrongful termination]], [[sexual harassment]], [[discrimination]], [[invasion of privacy]], [[false imprisonment]], [[breach of contract]], [[emotional distress]], and wage and hour law violations.
'''Employment Practices Liability''' is an area of [[United States law]] that deals with [[Wrongful dismissal|wrongful termination]], [[sexual harassment]], [[discrimination]], [[invasion of privacy]], [[false imprisonment]], [[breach of contract]], [[emotional distress]], and wage and hour law violations.


Most commonly, employment practices [[liability]] deals with laws and protections brought under [[Civil Rights Act of 1964|Title VII]] of the [[Civil Rights Act of 1964]], the ADA ([[Americans with Disabilities Act of 1990|Americans with Disabilities Act]]) of 1990, the [[Civil Rights Act of 1991]], ADEA ([[Age Discrimination in Employment Act]]) of 1967, and [[Family and Medical Leave Act]] (FMLA).<ref>http://www.dol.gov/whd/fmla/index.htm</ref><ref>http://www.property-casualty.com/Issues/2010/June-1421-2010/Pages/EPL-Insurers-Still-Avoid-WageHour-Coverage-Grants-For-Large-Employers.aspx|EPL Insurers Still Avoid Wage-&-Hour Coverage Grants For Large Employers</ref> The [[Equal Opportunity Employment Commission]] (EEOC) interprets and enforces these laws.
Most commonly, employment practices [[Legal liability|liability]] deals with laws and protections brought under [[Civil Rights Act of 1964|Title VII]] of the [[Civil Rights Act of 1964]], the ADA ([[Americans with Disabilities Act of 1990|Americans with Disabilities Act]]) of 1990, the [[Civil Rights Act of 1991]], ADEA ([[Age Discrimination in Employment Act]]) of 1967, and [[Family and Medical Leave Act]] (FMLA).<ref>http://www.dol.gov/whd/fmla/index.htm</ref><ref>http://www.property-casualty.com/Issues/2010/June-1421-2010/Pages/EPL-Insurers-Still-Avoid-WageHour-Coverage-Grants-For-Large-Employers.aspx|EPL Insurers Still Avoid Wage-&-Hour Coverage Grants For Large Employers</ref> The [[Equal Opportunity Employment Commission]] (EEOC) interprets and enforces these laws.


A growing product on the [[insurance]] markets is employment practices [[liability insurance]] (EPL), a type of [[insurance policy|policy]] that business owners can buy to protect their organizations against employee suits for rights protected under acts above.<ref>http://www.eperils.com/epli.shtml</ref> More recently, with the expansion of [[privacy law]](s), employee privacy concerns have come to the fore as private employee data is stored electronically. This is not always covered under an EPL policy, but the insurance industry has responded by offering cyber liability and network security policies.
A growing product on the [[insurance]] markets is employment practices [[liability insurance]] (EPL), a type of [[insurance policy|policy]] that business owners can buy to protect their organizations against employee suits for rights protected under acts above.<ref>http://www.eperils.com/epli.shtml</ref> More recently, with the expansion of [[privacy law]](s), employee privacy concerns have come to the fore as private employee data is stored electronically. This is not always covered under an EPL policy, but the insurance industry has responded by offering cyber liability and network security policies.

Revision as of 11:29, 17 April 2012

Employment Practices Liability is an area of United States law that deals with wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.

Most commonly, employment practices liability deals with laws and protections brought under Title VII of the Civil Rights Act of 1964, the ADA (Americans with Disabilities Act) of 1990, the Civil Rights Act of 1991, ADEA (Age Discrimination in Employment Act) of 1967, and Family and Medical Leave Act (FMLA).[1][2] The Equal Opportunity Employment Commission (EEOC) interprets and enforces these laws.

A growing product on the insurance markets is employment practices liability insurance (EPL), a type of policy that business owners can buy to protect their organizations against employee suits for rights protected under acts above.[3] More recently, with the expansion of privacy law(s), employee privacy concerns have come to the fore as private employee data is stored electronically. This is not always covered under an EPL policy, but the insurance industry has responded by offering cyber liability and network security policies.

Importantly, there are both federal and state statutes that govern an employer's liability to its employees. Laws also differ from state to state; e.g., California, is often considered a pro-employee state when it comes to employers' liability.