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In [[United Kingdom]] [[homeowner's insurance]] policies, '''trace and access''' cover<ref group="Notes">Usage note: this sense of ''cover'' in the UK refers to what US English speakers would call ''coverage''.</ref> refers to insurance cover of the costs to detect and repair the source of a water leak. While most policies will cover the cost to repair water damage caused by a leak, many UK policies specifically or implicitly exclude trace and access cover<ref>{{cite web|title= Internal Plumbing Cover |url=https://www.247homerescue.co.uk/internal-plumbing |accessdate=26 June 2015 |publisher=247 Home Rescue}}</ref>
In [[United Kingdom]] [[homeowner's insurance]] policies, '''trace and access''' cover<ref group="Notes">Usage note: this sense of ''cover'' in the UK refers to what US English speakers would call ''coverage''.</ref> refers to insurance cover of the costs to detect and repair the source of a water leak. While most policies will cover the cost to repair water damage caused by a leak, many UK policies specifically or implicitly exclude trace and access cover<ref>{{cite web|title= Internal Plumbing Cover |url=https://www.247homerescue.co.uk/internal-plumbing |accessdate=26 June 2015 |publisher=247 Home Rescue}}</ref>
, leaving the homeowner to foot the bill for finding and repairing the leaking pipe or other source of water incursion into the home. Without trace and access coverage, any damage done to the home to locate the leak (removing wall board or floor boards to access plumbing, etc) is not covered.
, leaving the homeowner to foot the bill for finding and repairing the leaking pipe or other source of water incursion into the home. Without trace and access coverage, any damage done to the home to locate the leak (removing wall board or floor boards to access plumbing, etc.) is not covered.


Where trace and access cover is provided, an industry of service providers has arisen and is favoured by insurers as they are able to use advanced techniques to ascertain the source of water incursion while minimizing damage to the home structure.
Where trace and access cover is provided, an industry of service providers has arisen and is favoured by insurers as they are able to use advanced techniques to ascertain the source of water incursion while minimizing damage to the home structure.
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|publisher=[http://www.UKLeakDetection.co.uk UK Leak Detection]
|publisher=[http://www.UKLeakDetection.co.uk UK Leak Detection]
|accessdate=14 August 2015
|accessdate=14 August 2015
}}

[http://www.ukleakdetection.co.uk/water-damage-insurance/] Trace and Access


[[Category:Insurance]]
[[Category:Insurance]]

Revision as of 08:43, 8 December 2016

In United Kingdom homeowner's insurance policies, trace and access cover[Notes 1] refers to insurance cover of the costs to detect and repair the source of a water leak. While most policies will cover the cost to repair water damage caused by a leak, many UK policies specifically or implicitly exclude trace and access cover[1] , leaving the homeowner to foot the bill for finding and repairing the leaking pipe or other source of water incursion into the home. Without trace and access coverage, any damage done to the home to locate the leak (removing wall board or floor boards to access plumbing, etc.) is not covered.

Where trace and access cover is provided, an industry of service providers has arisen and is favoured by insurers as they are able to use advanced techniques to ascertain the source of water incursion while minimizing damage to the home structure.

Notes

  1. ^ Usage note: this sense of cover in the UK refers to what US English speakers would call coverage.

References

  1. ^ "Internal Plumbing Cover". 247 Home Rescue. Retrieved 26 June 2015.

Sources