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| {{No}}<ref name="AnnualCreditReport.com" />
| {{No}}<ref name="AnnualCreditReport.com" />
| {{Yes}}<ref name="AnnualCreditReport.com" />
| {{Yes}}<ref name="AnnualCreditReport.com" />
| Equifax, Experian & Transunion<ref name="AnnualCreditReport.com" />
| Equifax, Experian, Transunion<ref name="AnnualCreditReport.com" />
|
|
|-
|-
|BankRate.com
|BankRate.com
|Free; once every month
|Free; once monthly
|Free; once every month
|Free; once monthly
|No
|No
|
|
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|-
|-
|CompareCards.com
|CompareCards.com
|Free; once every month
|Free; once monthly
|Free; once every month
|Free; once monthly
|No
|No
|
|
Line 43: Line 43:
| [[Credit.com]]
| [[Credit.com]]
| Free proprietary credit report summary<ref name="Credit.com">[https://www.credit.com/free-credit-score/ Credit.com]</ref>
| Free proprietary credit report summary<ref name="Credit.com">[https://www.credit.com/free-credit-score/ Credit.com]</ref>
| Free; once every 15 days<ref name="Credit.com" />
| Free; once every two weeks<ref name="Credit.com" />
| {{No}}<ref name="Credit.com" />
| {{No}}<ref name="Credit.com" />
| {{Yes}}<ref name="Credit.com" />
| {{Yes}}<ref name="Credit.com" />
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|-
|-
| [[Credit Sesame]]
| [[Credit Sesame]]
| Free TransUnion credit report summary<ref name="Credit Sesame">[http://www.creditsesame.com Credit Sesame]</ref>
| Free TransUnion credit report summary; once every month<ref name="Credit Sesame">[http://www.creditsesame.com Credit Sesame]</ref>
| Free; once monthly<ref name="Credit Sesame" />
| Free; once every month<ref name="Credit Sesame" />
| {{No}}<ref name="Credit Sesame" />
| {{No}}<ref name="Credit Sesame" />
| {{some|Last 4 digits only}}<ref name="Credit Sesame" />
| {{some|Last 4 digits only}}<ref name="Credit Sesame" />
Line 90: Line 90:
|-
|-
|FreeCreditScore.com
|FreeCreditScore.com
|Free report from Equifax; once every month
|Not available
|Free
|Free; once every month
|No
|No
|Yes
|Yes
|Experian
|Experian
|FICO Score 8
|
|-
|-
| [[HSBC]]
| [[HSBC]]
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| [[LendingTree]]
| [[LendingTree]]
| Free proprietary credit report summary<ref name="LendingTree">[http://www.lendingtree.com LendingTree]</ref>
| Free proprietary credit report summary<ref name="LendingTree">[http://www.lendingtree.com LendingTree]</ref>
| Free; once monthly<ref name="LendingTree" />
| Free; once every month<ref name="LendingTree" />
| {{No}}<ref name="LendingTree" />
| {{No}}<ref name="LendingTree" />
| {{some|Last 4 digits only}}<ref name="LendingTree" />
| {{some|Last 4 digits only}}<ref name="LendingTree" />
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| {{Yes}}<ref name="Mint.com" />
| {{Yes}}<ref name="Mint.com" />
| Equifax<ref name="Mint.com" />
| Equifax<ref name="Mint.com" />
| Likely proprietary<ref name="Doctor of Credit">[http://www.doctorofcredit.com/mint-com-review-free-credit-score-report-monitoring/]</ref>
| VantageScore 3.0<ref name="Mint.com" />
|-
|-
|[[NerdWallet]]
|Nerdwallet.com
|Free TransUnion credit report summary<ref name="Credit Wise" />
|Free TransUnion credit report summary<ref name="Credit Wise" />
|Free; once weekly
|Free; once weekly

Revision as of 02:25, 23 January 2017

The following chart compares websites that provide U.S. credit report and/or credit score for free. The chart specifies what's free and what kind of credit reports are included. According to the Federal Trade Commission, "AnnualCreditReport.com is the ONLY authorized source for the free annual credit report."[1]

Comparison of free credit report and credit score websites
Name/Website Cost of credit report Cost of credit score Credit card required? Social Security Number required? Report type Score type
AnnualCreditReport.com Free; one from each agency every 12 months[2] Not available No[2] Yes[2] Equifax, Experian, Transunion[2]
BankRate.com Free; once monthly Free; once monthly No Transunion
CompareCards.com Free; once monthly Free; once monthly No Transunion TransRisk Score
Credit.com Free proprietary credit report summary[3] Free; once every two weeks[3] No[3] Yes[3] None[3] Experian's National Equivalency Score,[3] VantageScore 3.0[4]
Credit Concierge Free proprietary credit report summary[5] Free; once monthly[5] No[5] Yes[5] Transunion[5]
Credit Karma Free reports from Equifax and TransUnion[6] Free; once weekly[6] No[6] Last 4 digits only[6] Transunion,[6] Equifax VantageScore 3.0,[4]
Transunion's TransRisk New Account score.[6]
Credit Sesame Free TransUnion credit report summary; once every month[7] Free; once every month[7] No[7] Last 4 digits only[7] None[7] VantageScore 3.0[7]
Credit Wise Free TransUnion credit report summary[8] Free; once weekly[8] No[8] Yes[8] None[8] VantageScore 3.0[8]
Discover CreditScoreCard Free proprietary credit report summary[9] Free; updated monthly[9] No[9] Yes[9] Experian FICO Score 8[9]
FreeCreditScore.com Free report from Equifax; once every month Free; once every month No Yes Experian FICO Score 8
HSBC Not available[10] Free credit score; updated monthly[10] Yes[10] Yes[10] Equifax[10] FICO NextGen/NG1
LendingTree Free proprietary credit report summary[11] Free; once every month[11] No[11] Last 4 digits only[11] Transunion[11] VantageScore 3.0[4]
Mint.com Free proprietary credit report summary[12] Free; once every 3 months[12] No[12] Yes[12] Equifax[12] Likely proprietary[13]
NerdWallet Free TransUnion credit report summary[8] Free; once weekly Transunion VantageScore 3.0
Savvymoney.com Free proprietary credit report summary[14] Free; Free Score[14] No[14] Yes[14] Equifax[14] Transunion[14]
QLCredit Free; once every month[15] Free; once every month[15] No[15] Yes[15] Equifax[15] VantageScore 3.0[4]
Quizzle Free; once every three months[16] Free; once every three months[16] No[16] Last 4 digits only[16] Transunion[16] VantageScore 3.0[4]
WalletHub Free proprietary credit report summary[17] Free; Daily[17] No[17] Last 4 digits only[17] Transunion[17] VantageScore 3.0[4]
WisePiggy Free proprietary credit report summary[18] Free; once monthly[18] No[18] Last 4 digits only[18] TransUnion[18]

See also

References

  1. ^ The Federal Trade Commission's Information on Free Annual Credit Reports.
  2. ^ a b c d AnnualCreditReport.com
  3. ^ a b c d e f Credit.com
  4. ^ a b c d e f [1]
  5. ^ a b c d e Credit Concierge
  6. ^ a b c d e f Credit Karma
  7. ^ a b c d e f Credit Sesame
  8. ^ a b c d e f g Credit Wise
  9. ^ a b c d e [2]
  10. ^ a b c d e FICO Credit Score | HSBC
  11. ^ a b c d e LendingTree
  12. ^ a b c d e Mint.com
  13. ^ [3]
  14. ^ a b c d e f Savvymoney.com
  15. ^ a b c d e QLCredit
  16. ^ a b c d e Quizzle
  17. ^ a b c d e WalletHub
  18. ^ a b c d e WisePiggy

[1]

  1. ^ https://www.qlcredit.com/faq
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