Frontwave Credit Union: Difference between revisions

Frontwave Credit Union
	File:200px logo.png
Company type	Credit union
Industry	Financial services
Founded	1952
Headquarters	Oceanside, California, United States
Number of locations	11 branch locations
Area served	San Diego County, Riverside County, and San Bernardino County
Key people	Bill Birnie, President/CEO Board of Directors; Richard B. Rothwell, Chairman; George Hoagland, Vice Chair; James Cothran, Secretary; Gary Greving, Treasurer; Gerald Polyascko, Director
Products	Savings; checking; consumer loans; mortgages; credit cards; online banking; car loan; home loan
Total assets	$725 Million USD (2016)
Website	www.frontwavecu.com

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Frontwave Credit Union is a not-for-profit credit union that is chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government.

Frontwave Credit Union is based in Southern California with branch locations in Oceanside, San Marcos, San Diego, Temecula, Barstow, and Yucca Valley. They also have branches aboard MCB Camp Pendleton, MCRD San Diego, and MCAGCC 29-Palms.^[1]

Frontwave Credit Union, as of 2013, has more than $700 million in assets and 77,000 members.^[2]

Membership

Frontwave Credit Union is owned and governed by its members. Like all credit unions, they have a field of membership that designates who may join. To qualify for membership one must live, work, or worship in San Diego County, Riverside County, or San Bernardino County, or be an immediate family member of a current Frontwave Credit Union member.^[3] Also, per the NCUA's bylaw of "once a member, always a member" membership with Frontwave Credit Union may continue should the member decide to relocate.

Services

Like other financial institutions, Frontwave Credit Union offers products that include savings accounts, checking accounts, certificates, consumer loans, mortgages, home equitys, lines of credits, credit cards, online banking, as well as some small business services. Frontwave Credit Union also offers more extensive investment services, online brokerage services, and insurance through Pacific Marine Financial Group.

As a financial cooperative, Frontwave Credit Union offers access to nearly 30,000 surcharge-free ATMs nationwide, 9,000+ of which are deposit taking.^[4] In addition, there are nearly 5,000 credit union branches and over 2,000 self-service locations through the shared branching network.^[5]

Frontwave Credit Union is a full-service financial institution that offers a wide array of products and services through their official website or by visiting any branch location.

History

Founded in 1952, Frontwave Credit Union began aboard MCB Camp Pendleton and was originally chartered as Camp Pendleton Federal Credit Union. The initial charter was for membership of active and retired civil service employees.
In 1955 the charter was expanded to include active and retired military personnel.
In 1965 the credit union merged with Naval Ammunition Depot Federal Credit Union.
In 1968 a merger took place with 29 Palms Credit Union.
In 1975 the name changed to Marine Corps West Federal Credit Union, and a new headquarters was constructed aboard MCB Camp Pendleton.
In 1980 a merger with Marine Corps Recruit Depot occurred.
In 1982 they merged with Barstow Community Federal Credit Union. They also added the U.S. National Training Center at Fort Irwin to their charter.
In 1995, the credit union assumed administrative management of the Recruit Direct Deposit Program. The program was so successful that Pacific Marine was awarded the "Golden Hammer Award" in 1997 by Vice President Al Gore for reducing government waste.^[6]
In 2002 they changed from a Federally Chartered to a State Chartered (Community) credit union, which included the counties of San Diego and San Bernardino. This is also when the name changed to what it is known as today, Pacific Marine Credit Union (PMCU).
In 2004 Riverside County was added to the field of membership.
In 2010 the credit union moved their headquarters from MCB Camp Pendleton to Oceanside.
In 2018 the credit union changed their name from Pacific Marine Credit Union to Frontwave Credit Union.

Notes

^ "Pacific Marine Credit Union Website- Locations""Archived copy". Archived from the original on 2015-04-02. Retrieved 2013-07-09. {{cite web}}: Unknown parameter |deadurl= ignored (|url-status= suggested) (help)CS1 maint: archived copy as title (link). Retrieved on 2013-07-09.
^ "Pacific Marine Credit Union Website-Newsletter"^{[permanent dead link‍]}
^ "Pacific Marine Credit Union Website- Who Can Join""Archived copy". Archived from the original on 2013-07-10. Retrieved 2013-07-09. {{cite web}}: Unknown parameter |deadurl= ignored (|url-status= suggested) (help)CS1 maint: archived copy as title (link). Retrieved on 2013-07-09
^ "CO-OP Network Website- About CO-OP" [1] Retrieved on 2013-07-09
^ "CO-OP Network Website- About CO-OP" [2] Retrieved on 2013-07-09
^ "Pacific Marine Credit Union Battles Ups and Downs of Military Membership that is Tied Closely to War in Iraq" CUTimes [3]

[1] "Pacific Marine Credit Union Website- Locations""Archived copy". Archived from the original on 2015-04-02. Retrieved 2013-07-09. {{cite web}}: Unknown parameter |deadurl= ignored (|url-status= suggested) (help)CS1 maint: archived copy as title (link). Retrieved on 2013-07-09.

[2] "Pacific Marine Credit Union Website-Newsletter"^{[permanent dead link‍]}

[3] "Pacific Marine Credit Union Website- Who Can Join""Archived copy". Archived from the original on 2013-07-10. Retrieved 2013-07-09. {{cite web}}: Unknown parameter |deadurl= ignored (|url-status= suggested) (help)CS1 maint: archived copy as title (link). Retrieved on 2013-07-09

[4] "CO-OP Network Website- About CO-OP" [1] Retrieved on 2013-07-09

[5] "CO-OP Network Website- About CO-OP" [2] Retrieved on 2013-07-09

[6] "Pacific Marine Credit Union Battles Ups and Downs of Military Membership that is Tied Closely to War in Iraq" CUTimes [3]

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@@ Line 2: / Line 2: @@
 {{Infobox company
-|  name   = Pacific Marine Credit Union
+| name = Frontwave Credit Union
-|  logo   = Pacific Marine Credit Union Logo.jpg
+| logo = 200px_logo.png
+| type = [[Credit union]]
-|  logo_size = 180px
+| foundation = 1952
-|  type   = [[Credit union]]
+| location = [[Oceanside, California|Oceanside]], [[California]], [[United States]]
-|  foundation     = 1952
+| locations = [http://www.pmcu.com/webfederal.asp?Cabinet=MAIN&Drawer=Services&Folder=Branch+Locations&SubFolder=Locations 11 branch locations]
-|  location       = [[Oceanside, California|Oceanside]], [[California]], [[United States]]
+| key_people = Bill Birnie, <small>President/[[CEO]]</small>
-|  locations      = [http://www.pmcu.com/webfederal.asp?Cabinet=MAIN&Drawer=Services&Folder=Branch+Locations&SubFolder=Locations 11 branch locations]
-|  key_people     = Bill Birnie, <small>President/[[CEO]]</small>
 '''Board of Directors'''<br>Richard B. Rothwell, <small>Chairman</small><br>George Hoagland, <small>Vice Chair</small><br>James Cothran, <small>Secretary</small><br>Gary Greving, <small>Treasurer</small><br>Gerald Polyascko, <small>Director</small>
+| area_served = [[San Diego County, California|San Diego County]], [[Riverside County, California|Riverside County]], and [[San Bernardino County, California|San Bernardino County]]
+| industry = [[Financial services]]
-|  area_served    = [[San Diego County, California|San Diego County]], [[Riverside County, California|Riverside County]], and [[San Bernardino County, California|San Bernardino County]]
+| products = [[Savings account|Savings]]; [[Checking account|checking]]; [[Loan|consumer loans]]; [[mortgages]]; [[credit card]]s;  [[online banking]];  [[car loan]];  [[home loan]]
-|  industry       = [[Financial services]]
+| assets = $725 Million [[United States dollar|USD]] (2016)
-|  products       = [[Savings account|Savings]]; [[Checking account|checking]]; [[Loan|consumer loans]]; [[mortgages]]; [[credit card]]s;  [[online banking]];  [[car loan]];  [[home loan]]
+| homepage = [http://www.frontwavecu.com www.frontwavecu.com]
-|  assets         = $725 Million [[United States dollar|USD]] (2016)
-|  homepage       = [http://www.pmcu.com www.pmcu.com]
 }}
-'''Pacific Marine Credit Union (PMCU)''' is a not-for-profit [[credit union]] that is chartered and regulated under the authority of the [[National Credit Union Administration]] (NCUA) of the U.S. federal government.
+'''Frontwave Credit Union''' is a not-for-profit [[credit union]] that is chartered and regulated under the authority of the [[National Credit Union Administration]] (NCUA) of the U.S. federal government.
-PMCU is based in [[Southern California]] with branch locations in [[Oceanside, California|Oceanside]], [[San Marcos, California|San Marcos]], [[San Diego]], [[Temecula, California|Temecula]], [[Barstow, California|Barstow]], and [[Yucca Valley, California|Yucca Valley]]. They also have branches aboard [[Marine Corps Base Camp Pendleton|MCB Camp Pendleton]], [[Marine Corps Recruit Depot San Diego|MCRD San Diego]], and [[Marine Corps Air Ground Combat Center Twentynine Palms|MCAGCC 29-Palms]].<ref>"Pacific Marine Credit Union Website- Locations"{{cite web |url=https://www.pmcu.com/webfederal.asp?Cabinet=MAIN&Drawer=Services&Folder=Branch+Locations&SubFolder=Locations |title=Archived copy |accessdate=2013-07-09 |deadurl=yes |archiveurl=https://web.archive.org/web/20150402112256/https://www.pmcu.com/webfederal.asp?Cabinet=MAIN&Drawer=Services&Folder=Branch+Locations&SubFolder=Locations |archivedate=2015-04-02 |df= }}. Retrieved on 2013-07-09.</ref>
+Frontwave Credit Union is based in [[Southern California]] with branch locations in [[Oceanside, California|Oceanside]], [[San Marcos, California|San Marcos]], [[San Diego]], [[Temecula, California|Temecula]], [[Barstow, California|Barstow]], and [[Yucca Valley, California|Yucca Valley]]. They also have branches aboard [[Marine Corps Base Camp Pendleton|MCB Camp Pendleton]], [[Marine Corps Recruit Depot San Diego|MCRD San Diego]], and [[Marine Corps Air Ground Combat Center Twentynine Palms|MCAGCC 29-Palms]].<ref>"Pacific Marine Credit Union Website- Locations"{{cite web |url=https://www.pmcu.com/webfederal.asp?Cabinet=MAIN&Drawer=Services&Folder=Branch+Locations&SubFolder=Locations |title=Archived copy |accessdate=2013-07-09 |deadurl=yes |archiveurl=https://web.archive.org/web/20150402112256/https://www.pmcu.com/webfederal.asp?Cabinet=MAIN&Drawer=Services&Folder=Branch+Locations&SubFolder=Locations |archivedate=2015-04-02 |df= }}. Retrieved on 2013-07-09.</ref>
-Pacific Marine Credit Union, as of 2013, has more than $700 million in assets and 77,000 members.<ref>[https://www.pmcu.com/Resources/PDFs/dollars_sense_current.pdf "Pacific Marine Credit Union Website-Newsletter"]{{dead link|date=March 2018 |bot=InternetArchiveBot |fix-attempted=yes }}</ref>
+Frontwave Credit Union, as of 2013, has more than $700 million in assets and 77,000 members.<ref>[https://www.pmcu.com/Resources/PDFs/dollars_sense_current.pdf "Pacific Marine Credit Union Website-Newsletter"]{{dead link|date=March 2018 |bot=InternetArchiveBot |fix-attempted=yes }}</ref>
 ==Membership==
-Pacific Marine Credit Union is owned and governed by its members. Like all [[credit union]]s, they have a field of membership that designates who may join. To qualify for membership you must live, work, or worship in [[San Diego County, California|San Diego County]], [[Riverside County, California|Riverside County]], or [[San Bernardino County, California|San Bernardino County]], or be an immediate family member of a current PMCU member.<ref>"Pacific Marine Credit Union Website- Who Can Join"{{cite web |url=https://www.pmcu.com/?Cabinet=MAIN&Drawer=About+Us&Folder=Who+Can+Join&SubFolder=Who+Can+Join |title=Archived copy |accessdate=2013-07-09 |deadurl=yes |archiveurl=https://archive.is/20130710025930/https://www.pmcu.com/?Cabinet=MAIN&Drawer=About+Us&Folder=Who+Can+Join&SubFolder=Who+Can+Join |archivedate=2013-07-10 |df= }}. Retrieved on 2013-07-09</ref> Also, per the [[National Credit Union Administration|NCUA's]] bylaw of "once a member, always a member" membership with PMCU may continue should the member decide to relocate.
+Frontwave Credit Union is owned and governed by its members. Like all [[credit union]]s, they have a field of membership that designates who may join. To qualify for membership one must live, work, or worship in [[San Diego County, California|San Diego County]], [[Riverside County, California|Riverside County]], or [[San Bernardino County, California|San Bernardino County]], or be an immediate family member of a current Frontwave Credit Union member.<ref>"Pacific Marine Credit Union Website- Who Can Join"{{cite web |url=https://www.pmcu.com/?Cabinet=MAIN&Drawer=About+Us&Folder=Who+Can+Join&SubFolder=Who+Can+Join |title=Archived copy |accessdate=2013-07-09 |deadurl=yes |archiveurl=https://archive.is/20130710025930/https://www.pmcu.com/?Cabinet=MAIN&Drawer=About+Us&Folder=Who+Can+Join&SubFolder=Who+Can+Join |archivedate=2013-07-10 |df= }}. Retrieved on 2013-07-09</ref> Also, per the [[National Credit Union Administration|NCUA's]] bylaw of "once a member, always a member" membership with Frontwave Credit Union may continue should the member decide to relocate.
 ==Services==
-Like other financial institutions, PMCU offers products that include [[savings account]]s, [[checking account]]s, [[Certificate of deposit|certificates]], [[Loan|consumer loans]], [[mortgages]], [[home equity]]s, [[Line of credit|lines of credit]]s, [[credit card]]s, [[online banking]], as well as some small business services.  Pacific Marine Credit Union also offers more extensive investment services, [[online brokerage]] services, and [[insurance]] through Pacific Marine Financial Group.
+Like other financial institutions, Frontwave Credit Union offers products that include [[savings account]]s, [[checking account]]s, [[Certificate of deposit|certificates]], [[Loan|consumer loans]], [[mortgages]], [[home equity]]s, [[Line of credit|lines of credit]]s, [[credit card]]s, [[online banking]], as well as some small business services.  Frontwave Credit Union also offers more extensive investment services, [[online brokerage]] services, and [[insurance]] through Pacific Marine Financial Group.
-As a financial cooperative, PMCU offers access to nearly 30,000 surcharge-free ATMs nationwide, 9,000+ of which are deposit taking.<ref>"CO-OP Network Website- About CO-OP" [http://www.co-opnetwork.org/about-us/] Retrieved on 2013-07-09</ref> In addition, there are nearly 5,000 credit union branches and over 2,000 self-service locations through the shared branching network.<ref>"CO-OP Network Website- About CO-OP" [http://www.co-opnetwork.org/about-us/] Retrieved on 2013-07-09</ref>
+As a financial cooperative, Frontwave Credit Union offers access to nearly 30,000 surcharge-free ATMs nationwide, 9,000+ of which are deposit taking.<ref>"CO-OP Network Website- About CO-OP" [http://www.co-opnetwork.org/about-us/] Retrieved on 2013-07-09</ref> In addition, there are nearly 5,000 credit union branches and over 2,000 self-service locations through the shared branching network.<ref>"CO-OP Network Website- About CO-OP" [http://www.co-opnetwork.org/about-us/] Retrieved on 2013-07-09</ref>
-Pacific Marine Credit Union is a full-service financial institution that offers a wide array of products and services through their official website [http://pmcu.com PMCU Online] or by visiting any branch location.
+Frontwave Credit Union is a full-service financial institution that offers a wide array of products and services through their [https://www.frontwavecu.com official website] or by visiting any branch location.
 ==History==
-*Founded in 1952, Pacific Marine Credit Union began aboard [[Marine Corps Base Camp Pendleton|MCB Camp Pendleton]] and was originally chartered as Camp Pendleton Federal Credit Union. The initial charter was for membership of active and retired civil service employees.
+*Founded in 1952, Frontwave Credit Union began aboard [[Marine Corps Base Camp Pendleton|MCB Camp Pendleton]] and was originally chartered as Camp Pendleton Federal Credit Union. The initial charter was for membership of active and retired civil service employees.
 *In 1955 the charter was expanded to include active and retired military personnel.
 *In 1965 the credit union merged with Naval Ammunition Depot Federal Credit Union.
@@ Line 48: / Line 46: @@
 *In 2002 they changed from a Federally Chartered to a State Chartered (Community) credit union, which included the counties of [[San Diego County, California|San Diego]] and [[San Bernardino County, California|San Bernardino]]. This is also when the name changed to what it is known as today, Pacific Marine Credit Union (PMCU).
 *In 2004 [[Riverside County, California|Riverside County]] was added to the field of membership.
-*In 2010 PMCU moved their headquarters from [[Marine Corps Base Camp Pendleton|MCB Camp Pendleton]] to [[Oceanside, California|Oceanside]]
+*In 2010 the credit union moved their headquarters from [[Marine Corps Base Camp Pendleton|MCB Camp Pendleton]] to [[Oceanside, California|Oceanside]].
+*In 2018 the credit union changed their name from Pacific Marine Credit Union to Frontwave Credit Union.
 ==Notes==