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This is an old revision of this page, as edited by Klbrain (talk | contribs) at 01:54, 6 October 2019 (→Merge of microfinance: Opposing). The present address (URL) is a permanent link to this revision, which may differ significantly from the current revision.

Template:IEP assignment

This article is or was the subject of a Wiki Education Foundation-supported course assignment. Further details are available on the course page. Student editor(s): Jam1546 (article contribs). Peer reviewers: Jam1546.

Removed text

I have reverted the latest edits to this article for several reasons, chief among them that they turned the rather concise, descriptive lede of the article into a gigantic, near-impenetrable wall of text. There are also sourcing and verifiability issues; that being said, it looks like there's something of value here. I've placed the removed text in a collapsible box, and I'd like to make it into something workable here on the talkpage. The Blade of the Northern Lights (話して下さい) 23:18, 15 October 2011 (UTC)[reply]

I've removed the material Blade is referring to as a possible copyvio; see WP:IEP for the background to this. All information provided by the students in that program that does not appear to be correctly sourced and rephrased is being removed as the likelihood of copyvio is high. In this case a scan of the website provided did not seem to give quite the same information as the text showed; searching for some key terms such as "oral lessees" found nothing in the source. Mike Christie (talk - contribs - library) 03:40, 11 November 2011 (UTC)[reply]
Ah, I'd forgotten about this. Were I to see that now, I'd have just removed it on sight. The Blade of the Northern Lights (話して下さい) 22:00, 16 January 2012 (UTC)[reply]

The section on India began with an India descriptive text, but ended with too many generalist bullet points, quote fragments and other confusing elements, few of which had any references. I deleted a majority of this as most was covered in the first general para of FI description. This leaves the India section much more focused and easier to read- though it still needs more specific references. I also added a controversy para on the microcredit collapse and crisis which must be mentioned in any conversation about India and financial inclusion. Further additions about who the financial excluded are and what kind of policies FI covers would be useful additions under the first para about FI, rather than under the India section.TwoSolitudes (talk) 09:44, 10 February 2012 (UTC)[reply]

India Section

Hi. In my opinion, India section has become quite lengthy & it should be transferred to a separate page.--Manoj Khurana (talk) 07:48, 28 August 2014 (UTC)[reply]

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Dr. Tuesta's comment on this article

Dr. Tuesta has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:


"Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society, in contrast to financial exclusion where those services are not available or affordable".

Comment: There is not an only definition for financial inclusion and the one provided here is very shallow. The Alliance for Financial Inclusion and The World Bank focus on the importance to provide high-quality financial services where affordability is not the only relevant aspect but other issues such as good information of the service provided, financial literacy, the reduction of inflormation asymetries is important and other related to consumer protection and competition is key.

"Financial inclusion"

Comment: A better title for this article is Financial Inclusion in India.


We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.

We believe Dr. Tuesta has expertise on the topic of this article, since he has published relevant scholarly research:


  • Reference 1: David Tuesta & Gloria Sorensen & Adriana Haring & Noelia Camara, 2015. "Financial inclusion and its determinants: the case of Argentina," Working Papers 1503, BBVA Bank, Economic Research Department.
  • Reference 2: David Tuesta & Gloria Sorensen & Adriana Haring & Noelia Camara, 2015. "Inclusion financiera y sus determinantes: el caso argentino," Working Papers 1504, BBVA Bank, Economic Research Department.

ExpertIdeasBot (talk) 15:47, 24 August 2016 (UTC)[reply]

Hi, I am working on this page as part of a school assignemnt. I wanted to add a section for financial inclusion in Tanzania, please let me know if you have any suggestions. Skaterbab (talk) 19:55, 28 April 2018 (UTC)[reply]

Merge of microfinance

I proposed merging Microfinance into this article, as they seem to cover the same topic. Specifically, both seem to cover economic development-motivated efforts to expand the availability and use of various retail banking services among those who do not currently use them, with special attention to people who are poor or socially marginalized. If these articles are not to be merged, I suggest that someone give attention to more carefully defining them in their lead sections so they can be more easily distinguished. Daask (talk) 09:34, 17 February 2019 (UTC)[reply]

Oppose merge on the grounds that that microfinance is an independently notable method of financial inclusion, and also has other goals (which need not fall within the scope of this term. Klbrain (talk) 01:54, 6 October 2019 (UTC)[reply]

Reply on Merge of microfinance

It is true that both terms roughly cover the same topic. The term Microfinance came into being around 2008 as a substitute (with wider scope) of the term microcredit that had prevailed until then. However, microfinance was soon suplanted by the term financial inclusion, which international organisations and alliances chose to use. The meaning is the same. The article on Microfinance is exceedingly wordy and detailed and has many longstanding issues, which would be very hard and time consuming to fix. I suggest expanding on the history of the term financial inclusion, and mentioning microfinance as a synonym in the introduction of the article on financial inclusion and then replace the article on microfinance by a referral to the page on financial inclusion, which is the more current term. I intend to work on expanding and improving the financial inclusion page soon. Hegal Egiten (talk) 15:26, 20 May 2019 (UTC)Hegal Egiten[reply]

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