Talk:Housing and Economic Recovery Act of 2008

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"Refundable Tax Credit" & First Time Home Buyers section

I'm doubting that refundable tax credit is the right terminology for the tax benifit in the First Time Home Buyers section since according to the same section of the article those that receive it have to pay it back on their taxes for the next 15 years. What I'm not sure of what the correct terminology is, I could invent my own (Tax Deferment of Down Payments in equal Instalments) but that would probably be considered OR. This same section could use an improvment like what happens if the taxpayer sells the place or dies before 15 years. Jon (talk) 18:04, 19 September 2008 (UTC)[reply]