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SR-22 (insurance)

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In the United States, an SR-22 is a vehicle liability insurance document used by some state Department of Motor Vehicles (DMV) offices. It provides proof that a driver has the minimum required liability insurance coverage for that particular state.

A DMV may require an SR-22 from a driver in order to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI.[1][2] For drivers who require SR-22 documentation, but do not own vehicles, the state laws may require such drivers to obtain and provide proof of a non-owner SR-22 policy to be eligible for reinstated driving privileges.[3] If an SR-22 should expire or be canceled, the insurance company is required to issue an SR-26 form, which certifies the cancellation of the policy.[4]

See also

References

  1. ^ "SR-22 Insurance Information". State of Alaska Division of Motor Vehicles. Retrieved 2008-07-09.
  2. ^ "Overview of the S & FR Laws". Illinois Secretary of State. Retrieved 2008-07-08.
  3. ^ Burton, Michelle (24 June 2009). "SR-22 Insurance: What is it? When do you need it? How do you find it?". Auto Insurance Tips. Retrieved 2 February 2010.
  4. ^ "What is the SR-22?". Illinois Secretary of State. Retrieved 2008-07-08.


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