Kentucky Employers' Mutual Insurance
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Kentucky Employers’ Mutual Insurance (KEMI) is a workers' compensation insurance company in Lexington, Kentucky. KEMI was created in 1995 and is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.
KEMI is a mutual insurance company owned by its policyholders. KEMI is financed entirely by premium dollars and investment income. All workers’ compensation insurance companies in Kentucky, including KEMI, are regulated by the Department of Insurance and the Department of Workers’ Claims.