Defensive expenditures
Defensive expenditures is an economic term used to describe expenditures that seek to minimise potential damage to oneself. Examples include defence, and insurance among other things.
http://glossary.eea.europa.eu/terminology/concept_html?term=defensive%20expenditure http://www.appstate.edu/~whiteheadjc/eco3660/boardman/ch13.htm http://www.econ-pol.unisi.it/pubdocenti/TiezziAE.pdf http://www.researchgate.net/profile/Angelo_Antoci/publication/4729489_Negative_externalities_defensive_expenditures_and_labour_supply_in_an_evolutionary_context/file/e0b495196843e62b8e.pdf
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