Examine individual changes

'{{Refimprove|date=September 2008}} '''Merchant services''' is the name given in the United States to a broad category of [[financial services]] intended for use by businesses.<ref>{{cite book|title=Plunkett's Banking, Mortgages & Credit Industry Almanac 2008: Banking, Mortgages and Credit Industry Market Research, Statistics, Trends and Leading|first=Jack W. |last=Plunkett|publisher=Plunkett Research|year= 2007|isbn=1-59392-098-9}}</ref> In its most specific use, it usually refers to the service that enables a business to accept a transaction payment through some secure (encrypted) channel by use of the customer's credit or debit card. More generally, the term includes the following in its use: * [[Credit card|Credit]] and [[debit card]]s payment processing * Check guarantee and check conversion services * [[Automated Clearing House]] check drafting and payment services * [[Gift card]] and [[loyalty program]]s * [[Payment gateway]] * [[Merchant cash advance]]s * [[Online transaction processing]] * [[Point of sale]] (POS) systems * [[Electronic Benefit Transfer|Electronic benefits transfer]] programs, such as [[ration stamps]] (called ''food stamps'' in the U.S.) ==References== {{Reflist}} {{DEFAULTSORT:Merchant Services}} [[Category:Merchant services]] [[Category:Retail financial services]] and marty sucks!'