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ICICI银行：修订间差异

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| num_locations_year = 2020
| num_locations_year = 2020
| area_served = 全世界
| area_served = 全世界
| key_people = 主席：Girish Chandra Chaturvedi<ref>{{Cite news |url=https://www.businesstoday.in/sectors/banks/icici-bank-appoints-former-ias-girish-chandra-chaturvedi-non-executive-chairman/story/279718.html |title=ICICI Bank appoints former IAS Girish Chandra Chaturvedi as non-executive part-time chairman |work=Business Today |accessdate=2020-09-25}}</ref><br />总经理、CEO：{{tsl|en|Sandeep Bakhshi}}
| key_people = 主席：Girish Chandra Chaturvedi<ref>{{Cite news |url=https://www.businesstoday.in/sectors/banks/icici-bank-appoints-former-ias-girish-chandra-chaturvedi-non-executive-chairman/story/279718.html |title=ICICI Bank appoints former IAS Girish Chandra Chaturvedi as non-executive part-time chairman |date=2018-06-29 |work=Business Today |accessdate=2020-09-25 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030450/https://www.businesstoday.in/sectors/banks/icici-bank-appoints-former-ias-girish-chandra-chaturvedi-non-executive-chairman/story/279718.html |dead-url=no }}</ref><br />总经理、CEO：{{tsl|en|Sandeep Bakhshi}}
| ISIN = INE090A01021
| ISIN = INE090A01021
| industry = [[銀行|银行]]、[[金融服務|金融服务]]
| industry = [[銀行|银行]]、[[金融服務|金融服务]]
| products = [[零售银行]]、[[批发银行|公司银行]]、[[投资银行]]、[[抵押贷款]]、[[私人银行服务|私人银行]]、[[财富管理]]、[[信用卡]]、[[金融服務|金融和保险]]
| products = [[零售银行]]、[[批发银行|公司银行]]、[[投资银行]]、[[抵押贷款]]、[[私人银行服务|私人银行]]、[[财富管理]]、[[信用卡]]、[[金融服務|金融和保险]]
| revenue = {{Increase}} {{INRConvert|149786.10|c}}<ref name="pnl">{{Cite web |title=ICICI Bank Consolidated Profit & Loss account, ICICI Bank Financial Statement & Accounts |url=https://www.moneycontrol.com/financials/icicibank/consolidated-profit-lossVI/ici02 |language=en |access-date=2020-08-28 |website=www.moneycontrol.com}}</ref>
| revenue = {{Increase}} {{INRConvert|149786.10|c}}<ref name="pnl">{{Cite web |title=ICICI Bank Consolidated Profit & Loss account, ICICI Bank Financial Statement & Accounts |url=https://www.moneycontrol.com/financials/icicibank/consolidated-profit-lossVI/ici02 |publisher=money control |language=en |access-date=2020-08-28 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030531/https://www.moneycontrol.com/financials/icicibank/consolidated-profit-lossVI/ici02 |dead-url=no }}</ref>
| revenue_year = 2020
| revenue_year = 2020
| operating_income = {{Increase}} {{INRConvert|78268.2|c}}<ref name=pnl/>
| operating_income = {{Increase}} {{INRConvert|78268.2|c}}<ref name=pnl/>
| income_year = 2020
| net_income = {{Increase}} {{INRConvert|9566.31|c}}<ref name=pnl/>
| net_income = {{Increase}} {{INRConvert|9566.31|c}}<ref name=pnl/>
| net_income_year = 2020
| net_income_year = 2020
| assets = {{Increase}} {{INRConvert|1377292.23|c}}<ref name="bs">{{Cite web |title=ICICI Bank Consolidated Balance Sheet, ICICI Bank Financial Statement & Accounts |url=https://www.moneycontrol.com/financials/icicibank/consolidated-balance-sheetVI/ici02 |language=en |access-date=2020-08-28 |website=www.moneycontrol.com}}</ref>
| assets = {{Increase}} {{INRConvert|1377292.23|c}}<ref name="bs">{{Cite web |title=ICICI Bank Consolidated Balance Sheet, ICICI Bank Financial Statement & Accounts |url=https://www.moneycontrol.com/financials/icicibank/consolidated-balance-sheetVI/ici02 |work=money control |language=en |access-date=2020-08-28 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030452/https://www.moneycontrol.com/financials/icicibank/consolidated-balance-sheetVI/ici02 |dead-url=no }}</ref>
| assets_year = 2020
| assets_year = 2020
| equity = {{Increase}} {{INRConvert|118518.45|c}}<ref name=bs/>
| equity = {{Increase}} {{INRConvert|118518.45|c}}<ref name=bs/>
| equity_year = 2020
| equity_year = 2020
| num_employees = 84,922人（2019）<ref name="ICICI Bank">{{Cite news |url=https://www.icicibank.com/managed-assets/docs/about-us/2020/2019-12-31-ICICI_Bank_Financials_Q3-2020.pdf |title=ICICI Bank Annual Report 2019 |accessdate=2020-02-13}}</ref>
| num_employees = 84,922人（2019）<ref name="ICICI Bank">{{Cite web |title=ICICI Bank Annual Report 2019 |url=https://www.icicibank.com/managed-assets/docs/about-us/2020/2019-12-31-ICICI_Bank_Financials_Q3-2020.pdf |accessdate=2020-02-13 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030450/https://www.icicibank.com/managed-assets/docs/about-us/2020/2019-12-31-ICICI_Bank_Financials_Q3-2020.pdf |dead-url=no }}</ref>
| homepage = {{URL|http://www.icicibank.com/}}
| homepage = {{URL|http://www.icicibank.com/}}
}}
}}
'''ICICI银行有限公司'''（{{lang-en|'''ICICI Bank Limited'''}}，又译：爱西爱西爱银行<ref>{{Cite web |title=中国银监会关于印度爱西爱西爱银行有限公司上海分行开业的批复 |url=http://www.cbirc.gov.cn/cn/view/pages/govermentDetail.html?docId=270871&itemId=869&generaltype=1 |accessdate=2020-11-24 |date=2015-03-02 |work=中国银行业监督管理委员会}}</ref>）是一家[[印度]]的私营跨国[[銀行|银行]]和[[金融服務|金融服务]]公司，其注册办事处设在[[古吉拉特邦]][[巴罗达 (古吉拉特邦)|巴罗达]]，公司办事处则在[[孟买]]{{tsl|en|Bandra Kurla Complex|孟买国际展览中心|国际展览中心}}。
'''ICICI银行有限公司'''（{{lang-en|'''ICICI Bank Limited'''}}，中文名： 印度工业信贷投资银行，又译：爱西爱西爱银行<ref>{{Cite web |title=中国银监会关于印度爱西爱西爱银行有限公司上海分行开业的批复 |url=http://www.cbirc.gov.cn/cn/view/pages/govermentDetail.html?docId=270871&itemId=869&generaltype=1 |accessdate=2020-11-24 |date=2015-03-02 |work=中国银行业监督管理委员会 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030532/http://www.cbirc.gov.cn/cn/view/pages/govermentDetail.html?docId=270871&itemId=869&generaltype=1 |dead-url=no }}</ref>）是一家[[印度]]的私营跨国[[銀行|银行]]和[[金融服務|金融服务]]公司，其注册办事处设在[[古吉拉特邦]][[巴罗达 (古吉拉特邦)|巴罗达]]，公司办事处则在[[孟买]]{{tsl|en|Bandra Kurla Complex|孟买国际展览中心|国际展览中心}}。


ICICI银行从一个只提供项目融资的开发性金融机构发展为一个多元化的金融服务集团，现成为印度的“[[四大银行]]”和印度最大的私营银行<ref>{{Cite web |title=The Largest Banks in India |url=http://www.relbanks.com/asia/india |accessdate=2015-11-11 |website=www.relbanks.com}}</ref>。该行通过各种[[分销]]渠道和[[投资银行]]、[[人壽保險|人寿]]和{{tsl|en|non-life insurance|非人寿保险|非人寿}}[[保險|保险]]、[[风险投资]]和[[资产管理]]领域的专业子公司，为企业和零售客户提供广泛的银行产品和金融服务。该行在印度各地拥有5,275家分行和15,589台[[自動櫃員機|ATM机]]<ref>{{Cite web |title=ICICI Bank {{!}} Performance Review: Quarter ended 31 December 2019 |url=https://www.icicibank.com/aboutus/article.page?identifier=news-performance-review-quarter-ended-december-31-2019-20202501153443818 |website=www.icicibank.com |access-date=2020-02-06}}</ref>；此外，该行在[[英国]]和[[加拿大]]设有子公司，并在[[美国]]、[[新加坡]]、[[巴林]]、[[中国大陆]]<ref>{{Cite news |url=http://articles.economictimes.indiatimes.com/2015-05-16/news/62239324_1_ceo-chanda-kochhar-shanghai-branch-largest-private-sector-bank |title=PM Modi inaugurates ICICI Bank's first Chinese branch in Shanghai |publisher=Economic Times}}</ref>、[[香港]]、[[卡塔尔]]、[[阿曼]]、[[杜拜|迪拜]]和[[南非]]<ref>{{Cite news |url=http://zeenews.india.com/business/news/companies/icici-bank-enter-south-africa-opens-branch-in-johannesburg_1847256.html |title=ICICI Bank enter South Africa, opens branch in Johannesburg |publisher=Zee News}}</ref>等地设有分行，在[[阿拉伯联合酋长国]]、[[孟加拉国]]、[[马来西亚]]和[[印度尼西亚]]设有代表处，其英国子公司还在[[比利时]]和[[德国]]设立了分支机构<ref>{{Cite web |title=ICICI UK opens branch in Frankfurt |url=http://www.sify.com/finance/icici-uk-opens-branch-in-frankfurt-news-fixed-income-jegnpydhffj.html |accessdate=2011-07-30 |date=2008-02-29 |publisher=Sify.com}}</ref>。
ICICI银行从一个只提供项目融资的开发性金融机构发展为一个多元化的金融服务集团，现成为印度的“[[四大银行]]”和印度最大的私营银行<ref>{{Cite news |url=http://finance.ce.cn/rolling/201505/20/t20150520_5412263.shtml |title=印度ICICI Bank在中国首家分行开业 |author=吴凯 |date=2015-05-20 |work=中国经济网 |author2=王剑锋 |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030454/http://finance.ce.cn/rolling/201505/20/t20150520_5412263.shtml |dead-url=no }}</ref>。该行通过各种[[分销]]渠道和[[投资银行]]、[[人壽保險|人寿]]和{{tsl|en|non-life insurance|非人寿保险|非人寿}}[[保險|保险]]、[[风险投资]]和[[资产管理]]领域的专业子公司，为企业和零售客户提供广泛的银行产品和金融服务。该行在印度各地拥有5,275家分行和15,589台[[自動櫃員機|ATM]]<ref>{{Cite web |title=ICICI Bank {{!}} Performance Review: Quarter ended 31 December 2019 |url=https://www.icicibank.com/aboutus/article.page?identifier=news-performance-review-quarter-ended-december-31-2019-20202501153443818 |format=PDF |publisher=ICICI Bank |language=en |access-date=2020-02-06 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030454/https://www.icicibank.com/aboutus/article.page?identifier=news-performance-review-quarter-ended-december-31-2019-20202501153443818 |dead-url=no }}</ref>；此外，该行在[[英国]]和[[加拿大]]设有子公司，并在[[美国]]、[[新加坡]]、[[巴林]]、[[中国大陆]]、[[香港]]、[[卡塔尔]]、[[阿曼]]、[[杜拜|迪拜]]和[[南非]]<ref>{{Cite news |url=http://zeenews.india.com/business/news/companies/icici-bank-enter-south-africa-opens-branch-in-johannesburg_1847256.html |title=ICICI Bank enter South Africa, opens branch in Johannesburg |date=2016-01-20 |work=Zee News |language=en |archiveurl=https://web.archive.org/web/20200628135944/https://zeenews.india.com/business/news/companies/icici-bank-enter-south-africa-opens-branch-in-johannesburg_1847256.html |archivedate=2020-06-28 |dead-url=yes |accessdate=2020-11-24 }}</ref>等地设有分行，在[[阿拉伯联合酋长国]]、[[孟加拉国]]、[[马来西亚]]和[[印度尼西亚]]设有代表处，其英国子公司还在[[比利时]]和[[德国]]设立了分支机构<ref>{{Cite news |url=https://www.business-standard.com/article/finance/icici-bank-opens-frankfurt-branch-108022901021_1.html |title=ICICI Bank opens Frankfurt branch |date=2008-02-29 |publisher=Business Standard |language=en |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030457/https://www.business-standard.com/article/finance/icici-bank-opens-frankfurt-branch-108022901021_1.html |dead-url=no }}</ref>。


== 历史 ==
== 历史 ==
ICICI银行是由印度金融机构印度工业信贷投资公司（{{lang-en|Industrial Credit and Investment Corporation of India}}，简称“ICICI”）于1994年在瓦多达拉成立的全资子公司。母公司ICICI成立于1955年，由[[世界银行]]、印度的公营银行和公营保险公司联合组建，目的是为印度工业提供项目融资<ref>{{Cite web |title=NOS on ICICI |url=http://www.nos.org/srsec319/319-20.pdf |publisher=NOS org |dead-url=yes |access-date=2011-08-05 |archive-url=https://web.archive.org/web/20120322123605/http://www.nos.org/srsec319/319-20.pdf |archive-date=2012-03-22}}</ref><ref>{{Cite web |title=about ICICI |url=http://www.lloydstsb.com/current_accounts/india_banking_service_faqs.asp |publisher=lloydstsb |dead-url=yes |access-date=2011-08-05 |archive-url=https://web.archive.org/web/20121223023101/http://www.lloydstsb.com/current_accounts/india_banking_service_faqs.asp |archive-date=2012-12-23}}</ref>。ICICI银行成立之初名为'''印度工业信贷投资银行'''（{{lang-en|'''Industrial Credit and Investment Corporation of India Bank'''}}），后改名为ICICI银行。
ICICI银行是由印度工业信贷投资公司（{{lang-en|Industrial Credit and Investment Corporation of India}}，简称“ICICI”）于1994年在瓦多达拉成立的全资子公司。母公司ICICI成立于1955年，由[[世界银行]]、印度的公营银行和公营保险公司联合组建，目的是为印度工业提供项目融资<ref>{{Cite web |title=NOS on ICICI |url=http://www.nos.org/srsec319/319-20.pdf |publisher=NOS |language=en |dead-url=yes |access-date=2011-08-05 |archive-url=https://web.archive.org/web/20120322123605/http://www.nos.org/srsec319/319-20.pdf |archive-date=2012-03-22 }}</ref><ref>{{Cite web |title=about ICICI |url=http://www.lloydstsb.com/current_accounts/india_banking_service_faqs.asp |publisher=lloydstsb |language=en |dead-url=yes |access-date=2011-08-05 |archive-url=https://web.archive.org/web/20121223023101/http://www.lloydstsb.com/current_accounts/india_banking_service_faqs.asp |archive-date=2012-12-23 }}</ref>。ICICI银行成立之初名为'''印度工业信贷投资银行'''（{{lang-en|'''Industrial Credit and Investment Corporation of India Bank'''}}），后改名为ICICI银行。


1998年，ICICI通过在印度公开发行股票，将其在ICICI银行的持股比例降至46%。1999年，ICICI成为第一家在纽约证券交易所上市的印度公司，也是第一家在纽约证券交易所上市的非日本的亚洲银行或金融机构<ref>{{Cite web |title=ICICI Bank _NYSE |url=http://www.mondovisione.com/media-and-resources/news/icici-bank-joins-icic-as-indian-companies-listed-on-the-nyse/ |publisher=Mondovisione}}</ref>。2002年，ICICI与ICICI银行以及ICICI子公司ICICI个人金融服务有限公司和ICICI资本服务有限公司进行[[借殼上市|反向兼并]]<ref>{{Cite news |url=https://www.financialexpress.com/archive/rbi-clears-icici-icici-bank-merger-with-conditions/44548/ |title=RBI Clears ICICI-ICICI Bank Merger With Conditions |date=2002-04-27 |newspaper=Financial Express |accessdate=2020-10-24 |location=Mumbai}}</ref>。
1998年，ICICI通过在印度公开发行股票，将其在ICICI银行的持股比例降至46%。1999年，ICICI成为第一家在[[纽约证券交易所]]上市的印度公司，也是第一家在纽约证券交易所上市的非日本的亚洲银行或金融机构<ref>{{Cite web |title=ICICI Bank _NYSE |url=http://www.mondovisione.com/media-and-resources/news/icici-bank-joins-icic-as-indian-companies-listed-on-the-nyse/ |publisher=Mondovisione |language=en |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030542/https://mondovisione.com/members-area/login/?RedirectTo=%2Fmedia-and-resources%2Fnews%2Ficici-bank-joins-icic-as-indian-companies-listed-on-the-nyse%2F |dead-url=no }}</ref>。2002年，ICICI与ICICI银行以及ICICI子公司ICICI个人金融服务有限公司和ICICI资本服务有限公司进行[[借殼上市|反向兼并]]<ref>{{Cite news |url=https://www.financialexpress.com/archive/rbi-clears-icici-icici-bank-merger-with-conditions/44548/ |title=RBI Clears ICICI-ICICI Bank Merger With Conditions |date=2002-04-27 |work=Financial Express |accessdate=2020-10-24 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030455/https://www.financialexpress.com/archive/rbi-clears-icici-icici-bank-merger-with-conditions/44548/ |dead-url=no }}</ref>。


[[2007年–2008年環球金融危機|2008年金融危机]]爆发后，由于有传言称ICICI银行财务状况不佳，ICICI银行发生[[擠提|挤提]]事件，客户纷纷涌向其ATM机和一些地方的营业网点。[[印度储备银行]]随后发布了关于ICICI银行财务实力的澄清，以消除谣言<ref>{{Cite web |title=ICICI Financial Rumours |url=http://www.indianexpress.com/news/rbi-scotches-icici-bank-rumours-govt-says-d/368045/ |work=Indian Express}}</ref>。
[[2007年–2008年環球金融危機|2008年金融危机]]爆发后，由于有传言称ICICI银行财务状况不佳，ICICI银行发生[[擠提|挤提]]事件，客户纷纷涌向其ATM和一些地方的营业网点。[[印度储备银行]]随后发布了关于ICICI银行财务实力的澄清，以消除谣言<ref>{{Cite news |url=http://www.indianexpress.com/news/rbi-scotches-icici-bank-rumours-govt-says-d/368045/ |title=ICICI Financial Rumours |date=2008-10-01 |work=Indian Express |language=en |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030526/https://indianexpress.com/article/news-archive/rbi-scotches-icici-bank-rumours-govt-says-dont-panic-we-are-watching/ |dead-url=no }}</ref>。


== 投资和收购 ==
== 投资和收购 ==
* 1997年：收购ITC Classic金融公司<ref>{{Cite news |url=http://www.business-standard.com/article/specials/itc-classic-to-merge-into-icici-197112701090_1.html |title=Itc Classic To Merge Into Icici |date=1997-11-27 |accessdate=2015-05-22}}</ref>
* 1997年：收购ITC Classic金融公司<ref>{{Cite news |url=http://www.business-standard.com/article/specials/itc-classic-to-merge-into-icici-197112701090_1.html |title=Itc Classic To Merge Into Icici |date=1997-11-27 |work=Business Standard |accessdate=2015-05-22 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030525/https://www.business-standard.com/article/specials/itc-classic-to-merge-into-icici-197112701090_1.html |dead-url=no }}</ref>
* 1997年：收购印度航运信贷和投资公司<ref>{{Cite news |url=https://www.business-standard.com/article/specials/icici-scici-merger-sets-trend-for-consolidation-197122601056_1.html |title=Icici-Scici Merger Sets Trend For Consolidation |date=1997-12-26 |accessdate=2019-03-02}}</ref>
* 1997年：收购印度航运信贷和投资公司<ref>{{Cite news |url=https://www.business-standard.com/article/specials/icici-scici-merger-sets-trend-for-consolidation-197122601056_1.html |title=Icici-Scici Merger Sets Trend For Consolidation |date=1997-12-26 |work=Business Standard |accessdate=2019-03-02 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030529/https://www.business-standard.com/article/specials/icici-scici-merger-sets-trend-for-consolidation-197122601056_1.html |dead-url=no }}</ref>
* 1998年：收购Anagram金融公司<ref>{{Cite news |url=http://www.rediff.com/business/1998/may/21icici.htm |title=ICICI swallows Anagram Finance |date=1998-05-21 |accessdate=2015-05-22}}</ref>
* 1998年：收购Anagram金融公司<ref>{{Cite news |url=http://www.rediff.com/business/1998/may/21icici.htm |title=ICICI swallows Anagram Finance |date=1998-05-21 |work=Rediff |accessdate=2015-05-22 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030535/https://www.rediff.com/business/1998/may/21icici.htm |dead-url=no }}</ref>
* 2001年：收购{{tsl|en|Bank of Madura|马杜拉银行|马杜拉银行有限公司}}<ref>{{Cite news |url=http://www.thehindu.com/thehindu/2000/12/28/stories/0628000c.htm |title=Bank of Madura, ICICI Bank merger - a synergy for better service |accessdate=2015-05-22}}</ref>
* 2001年：收购{{tsl|en|Bank of Madura|马杜拉银行|马杜拉银行有限公司}}<ref>{{Cite news |url=https://www.thehindu.com/todays-paper/tp-miscellaneous/tp-others/bank-of-madura-icici-bank-merger-a-synergy-for-better-service/article28063055.ece |title=Bank of Madura, ICICI Bank merger - a synergy for better service |date=2000-12-28 |work=The Hindu |accessdate=2015-05-22 |language=en |subscription=yes |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030615/https://www.thehindu.com/todays-paper/tp-miscellaneous/tp-others/bank-of-madura-icici-bank-merger-a-synergy-for-better-service/article28063055.ece |dead-url=no }}</ref>
* 2002年：收购{{tsl|en|Grindlays Bank|Grindlays银行}}[[大吉嶺]]和[[西姆拉]]分行<ref>{{Cite news |url=http://www.business-standard.com/article/companies/icici-bank-to-pick-grindlays-shimla-darjeeling-branches-102062901012_1.html |title=Icici Bank To Pick Grindlays Shimla, Darjeeling Branches |date=2002-06-29 |accessdate=2015-05-22}}</ref>
* 2002年：收购{{tsl|en|Grindlays Bank|Grindlays银行}}[[大吉嶺]]和[[西姆拉]]分行<ref>{{Cite news |url=http://www.business-standard.com/article/companies/icici-bank-to-pick-grindlays-shimla-darjeeling-branches-102062901012_1.html |title=Icici Bank To Pick Grindlays Shimla, Darjeeling Branches |date=2002-06-29 |work=Business Standard |accessdate=2015-05-22 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030608/https://www.business-standard.com/article/companies/icici-bank-to-pick-grindlays-shimla-darjeeling-branches-102062901012_1.html |dead-url=no }}</ref>
* 2005年：收购Investitsionno-Kreditny银行<ref>{{Cite news |url=http://www.moneycontrol.com/news/business/icici-bk-acquires-investitsionno-kreditny_167951.html |title=ICICI Bk acquires Investitsionno-Kreditny |date=2005-05-19 |accessdate=2015-05-22}}</ref>
* 2005年：收购Investitsionno-Kreditny银行<ref>{{Cite news |url=https://www.business-standard.com/article/finance/icici-bank-buys-russian-bank-105052001069_1.html |title=ICICI Bank buys Russian bank |date=2005-05-19 |work=Business Standard |language=en |accessdate=2020-11-25 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030537/https://www.business-standard.com/article/finance/icici-bank-buys-russian-bank-105052001069_1.html |dead-url=no }}</ref>
* 2007年：收购Sangli银行<ref>{{Cite news |url=http://www.thehindu.com/todays-paper/tp-business/icici-bank-sangli-bank-agree-on-merger/article3031837.ece |title=ICICI Bank, Sangli Bank agree on merger |date=2006-12-10 |accessdate=2015-05-22}}</ref>
* 2007年：收购Sangli银行<ref>{{Cite news |url=http://www.thehindu.com/todays-paper/tp-business/icici-bank-sangli-bank-agree-on-merger/article3031837.ece |title=ICICI Bank, Sangli Bank agree on merger |date=2006-12-10 |work=The Hindu |language=en |subscription=yes |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030535/https://www.thehindu.com/todays-paper/tp-business/icici-bank-sangli-bank-agree-on-merger/article3031837.ece |dead-url=no }}</ref>
* 2010年：收购{{tsl|en|Bank of Rajasthan|拉贾斯坦银行}}<ref name="ICICI Bank Ltd">{{Cite news |url=http://economictimes.indiatimes.com/icici-bank-ltd/infocompanyhistory/companyid-9194.cms |title=ICICI Bank Ltd. |accessdate=2015-05-22}}</ref>
* 2010年：收购{{tsl|en|Bank of Rajasthan|拉贾斯坦银行}}<ref name="ICICI Bank Ltd">{{Cite news |url=http://economictimes.indiatimes.com/icici-bank-ltd/infocompanyhistory/companyid-9194.cms |title=ICICI Bank Ltd. |accessdate=2015-05-22 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030536/https://economictimes.indiatimes.com/icici-bank-ltd/infocompanyhistory/companyid-9194.cms |dead-url=no }}</ref>
* 2020年：向{{tsl|en|Yes Bank|Yes银行|Yes银行有限公司}}投资1000亿卢比，使得ICICI银行持有其5%以上的股份。
* 2020年：向{{tsl|en|Yes Bank|Yes银行|Yes银行有限公司}}投资1000亿卢比，使得ICICI银行持有其5%以上的股份。

== 在印度金融基建中的作用 ==

ICICI bank has contributed to the setting up of a number of Indian institutions to establish financial infrastructure in the country over the years:
* The [[National Stock Exchange of India|National Stock Exchange]] was promoted by India's leading financial institutions (including ICICI Ltd.) in 1992 on behalf of the Government of India with the objective of establishing a nationwide trading facility for equities, debt instruments and hybrids, by ensuring equal access to investors all over the country through an appropriate communication network.<ref>{{Cite web |title=NSE - National Stock Exchange of India Ltd. |url=http://www.nseindia.com/ |website=www.nseindia.com}}</ref>
* In 1987, ICICI Ltd along with [[Unit Trust of India|UTI]] set up [[CRISIL]] as India's first professional [[credit rating agency]].<ref>{{Cite web |title=A global analytical company providing Ratings, Research, and Risk and Policy Advisory services |url=http://www.crisil.com/index.jsp |accessdate=2011-07-30 |date=2011-06-30 |publisher=CRISIL |dead-url=yes |archive-url=https://web.archive.org/web/20110728075706/http://www.crisil.com/index.jsp |archive-date=2011-07-28}}</ref>
* [[NCDEX]] (National Commodities and Derivatives EXchange) was set up in 2003, by ICICI Bank Ltd, LIC, [[NABARD]], NSE, [[Canara Bank]], CRISIL, Goldman Sachs, [[Indian Farmers Fertiliser Cooperative Limited]] (IFFCO) and [[Punjab National Bank]].<ref>{{Cite web |title=Commodity Market&#124;Commodity Price&#124;Futures&#124;Trading&#124;Bullion&#124;Indian Commodity Exchange&#124;Agri Commodity Price&#124;Commodities |url=http://www.ncdex.com/ |accessdate=2011-07-30 |publisher=NCDEX}}</ref>
* ICICI Bank facilitated the setting up of "FINO Cross Link to Case Link Study" in 2006, as a company that would provide technology solutions and services to reach the underserved and [[underbanked]] population of the country. Using technologies like [[smart cards]], [[biometrics]] and a basket of support services, FINO enables financial institutions to conceptualise, develop and operationalise projects to support sector initiatives in [[microfinance]] and livelihoods.<ref>{{Cite web |title=FINO |url=http://fino.co.in/ |accessdate=2011-07-30 |publisher=FINO}}</ref>
* Entrepreneurship Development Institute of India (EDII), was set up in 1983, by the erstwhile apex financial institutions like IDBI, ICICI, IFCI and SBI with the support of the [[Government of Gujarat]] as a national resource organisation committed to entrepreneurship development, education, training and research.<ref>{{Cite web |title=EDII |url=http://www.ediindia.org/ |publisher=EDII}}</ref>
* Eastern Development Finance Corporation (NEDFI) was promoted by national level financial institutions like ICICI Ltd in 1995 at Guwahati, Assam for the development of industries, infrastructure, animal husbandry, agri-horticulture plantation, medicinal plants, sericulture, aquaculture, poultry and dairy in the North Eastern states of India.<ref>{{Cite web |title=North Eastern Development Finance Corporation Ltd |url=http://www.nedfi.com/ |accessdate=2011-07-30 |publisher=Nedfi.com}}</ref>
* Following the enactment of the Securitisation Act in 2002, ICICI Bank, together with other institutions, set up Asset Reconstruction Company India Limited (ARCIL) in 2003. ARCIL was established to acquire non-performing assets (NPAs) from financial institutions and banks with a view to enhance the management of these assets and help in the maximisation of recovery.<ref>{{Cite web |title=home |url=http://203.115.117.202/Arcil1/index.html |date=2010-06-10 |publisher=203.115.117.202 |dead-url=yes |access-date=2011-07-30 |archive-url=https://web.archive.org/web/20120120095628/http://203.115.117.202/Arcil1/index.html |archive-date=2012-01-20}}</ref><ref>{{Cite web |title=international_scenario |url=http://203.115.117.202/Arcil1/knowledge_centre/ARC_business/historical_background.html |date=2009-12-02 |publisher=203.115.117.202 |dead-url=yes |access-date=2011-07-30 |archive-url=https://web.archive.org/web/20120120100117/http://203.115.117.202/Arcil1/knowledge_centre/ARC_business/historical_background.html |archive-date=2012-01-20}}</ref>
* ICICI Bank has helped in setting up [[CIBIL|Credit Information Bureau of India Limited]] (CIBIL), India's first national credit bureau in 2000. CIBIL provides a repository of information (which contains the credit history of commercial and consumer borrowers) to its members in the form of credit information reports.<ref>{{Cite web |title=Welcome to CIBIL |url=http://www.cibil.com/ |accessdate=2011-07-30 |publisher=Cibil.com}}</ref>
* [[Firstsource]], an Indian BPO firm, since divested
* [[3i Infotech]], an Indian IT/ITES firm, since divested

== 产品 ==

ICICI Bank offers products and services such as online money transfers, tracking services, current accounts, savings accounts,<ref>{{Cite news |url=https://economictimes.indiatimes.com/wealth/save/icici-bank-launches-overdraft-facility-for-salary-account-customers-heres-how-to-use-it/articleshow/76381675.cms |title=ICICI Bank launch overdraft facility for salary account customers. Here's how to use it |work=The Economic Times}}</ref> time deposits, recurring deposits, mortgages, loans, automated lockers, credit cards, prepaid cards, debit cards and [[digital wallet|digital wallets]] called ICICI pockets.<ref>{{Cite web |title=Products |url=https://www.icicibank.com/Personal-Banking/products.page? |accessdate=2018-09-12 |website=ICICI Bank}}</ref>

ICICI bank launched 'ICICIStack' which provides online services such as payment options, digital accounts, instant car loans, insurance, investments, loans etc.<ref>https://cio.economictimes.indiatimes.com/news/enterprise-services-and-applications/icici-bank-launches-icicistack-a-comprehensive-digital-banking-platform/74674297</ref>


== 子公司 ==
== 子公司 ==
{{col-begin}}{{col-2}}

=== 国内 ===
=== 印度 ===
* [[ICICI Prudential]] Life Insurance Company Limited<ref>{{Cite news |url=https://zeenews.india.com/companies/icici-bank-sells-1-5-stake-in-icici-prudential-life-insurance-for-rs-840-crore-2291303.html |title=ICICI Bank sells 1.5% stake in ICICI Prudential Life Insurance for Rs 840 crore |date=2020-06-22 |work=Zee News |language=en}}</ref>
* {{tsl|en|ICICI Prudential|ICICI保诚}}人寿保险有限公司<ref>{{Cite news |url=https://zeenews.india.com/companies/icici-bank-sells-1-5-stake-in-icici-prudential-life-insurance-for-rs-840-crore-2291303.html |title=ICICI Bank sells 1.5% stake in ICICI Prudential Life Insurance for Rs 840 crore |date=2020-06-22 |work=Zee News |language=en |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030538/https://zeenews.india.com/companies/icici-bank-sells-1-5-stake-in-icici-prudential-life-insurance-for-rs-840-crore-2291303.html |dead-url=no }}</ref>
* [[ICICI Lombard]] General Insurance Company Limited<ref>{{Cite news |url=https://www.thestatesman.com/business/icici-bank-divests-stake-icici-prudential-rs-2250-crore-1502902487.html |title=ICICI Bank divests stake in ICICI Prudential for Rs 2,250 crore |date=2020-06-22 |work=The Statesman}}</ref>
* {{tsl|en|ICICI Lombard|ICICI伦巴第}}普通保险有限公司<ref>{{Cite news |url=https://www.thestatesman.com/business/icici-bank-divests-stake-icici-prudential-rs-2250-crore-1502902487.html |title=ICICI Bank divests stake in ICICI Prudential for Rs 2,250 crore |date=2020-06-22 |work=The Statesman |language=en |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030619/https://www.thestatesman.com/business/icici-bank-divests-stake-icici-prudential-rs-2250-crore-1502902487.html |dead-url=no }}</ref>
* ICICI保诚资产管理有限公司
* ICICI Prudential Asset Management Company Limited
* ICICI Prudential Trust Limited
* ICICI保诚信托有限公司
* ICICI保诚退休金管理有限公司
* ICICI Prudential Pension Funds Management Company Limited<ref>{{Cite news |url=http://www.icicibank.com/aboutus/annual.html |title=Annual Reports - 2012 |publisher=ICICI Bank}}</ref>
* ICICI Securities Limited
* ICICI证券有限公司
* ICICI证券一级交易商有限公司
* ICICI Securities Primary Dealership Limited
* ICICI创业基金管理有限公司
* ICICI Venture Funds Management Company Limited
* ICICI家庭理财有限公司
* ICICI Home Finance Company Limited
* ICICI投资管理有限公司
* ICICI Investment Management Company Limited
* ICICI信托服务有限公司
* ICICI Trusteeship Services Limited
{{col-2}}


=== 国际 ===
=== 国际 ===
* ICICI Bank Canada
* ICICI银行加拿大
* ICICI Bank USA
* ICICI银行美国
* ICICI银行英国公众有限公司
* ICICI Bank UK PLC
* ICICI Bank Germany
* ICICI银行德国
* ICICI银行欧亚有限责任公司
* ICICI Bank Eurasia Limited Liability Company
* ICICI Securities Holdings Inc.
* ICICI证券控股公司
* ICICI Securities Inc.
* ICICI证券公司
* ICICI International Limited.
* ICICI国际有限公司
{{col-end}}

=== ICICI Bank Canada ===

'''ICICI Bank Canada''' is a wholly owned subsidiary of ICICI Bank (NYSE''':''' IBN), a leading private sector bank in India. ICICI Bank Canada's corporate office is located in [[Toronto]]. Established in December 2003,<ref name="icici-bank-canada-01">{{Cite web |title=All about ICICI Bank |url=https://www.icicibank.ca/abouticicibank/aboutus/default.page? |accessdate=2019-10-16 |website=ICICI Bank Canada}}</ref> ICICI Bank Canada is a full-service direct bank with assets of about $6.5 billion as of 31 December 2019.<ref name="icici-bank-canada-01" /> It is governed by Canada's [[Bank Act (Canada)|Bank Act]] and operates under the supervision of the [[Office of the Superintendent of Financial Institutions]].<ref name="osfi-wwr-foreignbanks">{{Cite web |title=Who We Regulate - Foreign Banks |url=http://www.osfi-bsif.gc.ca/Eng/wt-ow/Pages/wwr-er.aspx?sc=1&gc=1&ic=2#WWRLink112 |accessdate=2019-10-16 |website=Office of the Superintendent of Financial Institutions Canada}}</ref> The bank has seven branches in Canada.<ref name="icici-bank-canada-01" />

In 2003, ICICI Bank Canada was established as a [[List of banks and credit unions in Canada#Schedule II banks (subsidiaries of foreign banks)|Schedule II (foreign-owned or -controlled) bank]]. It was incorporated in November and opened its head office and downtown Toronto branch in December.<ref name="icici-bank-canada-01" /> In 2004 launched an [[online banking]] platform. In 2005, it launched its financial advisor services channel. In 2008, the bank relocated its corporate office to the Don Valley Business Park in [[Toronto, Ontario]]. In 2010, it launched a mortgage broker service. In 2014, the bank launched a mobile banking app.

ICICI Bank Canada is a member of several esteemed [[trade association]]; as well as the [[Canadian Bankers Association]] (CBA);<ref name="cba">{{Cite web |title=Member Banks |url=https://cba.ca/member-banks |accessdate=2019-10-16 |website=Canadian Bankers Association}}</ref> a registered member with the [[Canada Deposit Insurance Corporation]] (CDIC),<ref name="cdic">{{Cite web |title=List of Members |url=https://www.cdic.ca/your-coverage/list-of-member-institutions/ |accessdate=2019-10-16 |website=Canada Deposit Insurance Corporation}}</ref> a federal agency insuring deposits at all of Canada's chartered banks; [[Interac]] Association;<ref name="interac-corp">{{Cite web |title=Network Participation |url=https://www.interac.ca/en/about/network-participation.html |accessdate=2019-10-16 |website=Interac Corporation}}</ref> [[Cirrus Network]]; and [[ACCEL/Exchange|The Exchange]] Network.<ref name="exchange-network">{{Cite web |title=Participating Financial Institutions |url=https://www.theexchangenetwork.ca/Participating-Financial-Institutions.aspx |accessdate=2019-10-16 |website=THE EXCHANGE ATM Network}}</ref>

=== ICICI Bank UK PLC ===

'''ICICI Bank UK PLC''' was incorporated in England and Wales on 11 February 2003, as a private company with the name ICICI Bank UK Ltd. It then became a public limited company on 30 October 2006.<ref name="icici-bank-uk-01">{{Cite web |title=About ICICI Bank UK PLC |url=https://www.icicibank.co.uk/personal/about-us.page? |website=ICICI Bank UK PLC}}</ref> Presently the Bank has seven branches<ref>{{Cite web |title=ICICI Bank UK PLC Branches |url=https://www.icicibank.co.uk/branchFinder.page? |website=ICICI Bank UK PLC}}</ref> in the UK. : one each in [[Birmingham]], [[East Ham]], [[Harrow, London|Harrow]], [[London]], [[Manchester]], [[Southall]] and [[Wembley]].

The bank currently has seven branches in the UK. ICICI Bank UK PLC is authorised by the [[Prudential Regulation Authority (United Kingdom)|Prudential Regulation Authority]] and regulated by the [[Financial Conduct Authority]] and Prudential Regulation Authority. It is covered by the [[Financial Services Compensation Scheme]] (FSCS). The bank has a long-term foreign currency credit rating of Baa1 from [[Moody's]]. At 31 March 2019, it had a capital adequacy ratio of 16.8%.<ref name="icici-bank-uk-01" />

ICICI Bank UK PLC offers products and services such as a current account, savings account, [[remittance to India]], [[safe deposit box]], [[Non-resident Indian and person of Indian origin|NRI]] Services, business banking, foreign exchange services, commercial real estate and corporate banking.<ref>{{Cite web |title=ICICI Bank UK PLC Products & Services |url=https://www.icicibank.co.uk/ |website=ICICI Bank UK PLC}}</ref> In 2019, ICICI Bank UK PLC launched an instant account opening facility through its iMobile app.<ref>{{Cite web |title=ICICI Bank UK PLC Launches Instant Account Opening On iMobile App - Financial Express ► |url=https://www.financialexpress.com/money/migrating-to-uk-you-may-now-get-a-functional-bank-account-even-without-reaching-there/1723658/ |website=Financial Express}}</ref><ref>{{Cite web |title=ICICI Bank UK PLC Launches Instant Account Opening On iMobile App - Business World ► |url=http://www.businessworld.in/article/ICICI-Bank-UK-PLC-Launches-Instant-Account-Opening-Facility-On-Mobile/03-10-2019-177095/ |website=Business World}}</ref>


== 争议 ==
== 争议 ==

=== 不人道的追债方式 ===
=== 不人道的追债方式 ===
在银行部门崭露头角数年后，ICICI银行就其针对贷款违约者使用的追偿方法面临指控。部分追讨人员和银行雇员会威胁欠款人，甚至当众羞辱欠款人，并要求其“卖掉家里的一切，包括家庭成员”。2007年，更有欠款者因此自杀，引来了法律诉讼和银行支付巨额赔偿<ref>{{Cite news |url=https://www.hindustantimes.com/india/4-arrested-in-icici-loan-death-case/story-mAMIPkmkbDsXl7BP9zH8oN.html |title=4 arrested in ICICI loan death case |author=Ashok Das |date=2007-06-25 |work=Hindustan Times |accessdate=2020-11-24 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030548/https://www.hindustantimes.com/india-news/ayodhya-airport-to-be-named-after-lord-ram/story-dG6COFTZmKzPmB3lukkNvI.html |dead-url=no }}</ref><ref>{{Cite news |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/sc-dismisses-icici-banks-plea-on-loan-recovery-issue/articleshow/3043674.cms?from=mdr |title=SC dismisses ICICI Bank's plea on loan recovery issue |date=2008-05-15 |work=The Economic Times |accessdate=2020-11-24 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030546/https://economictimes.indiatimes.com/industry/banking/finance/banking/sc-dismisses-icici-banks-plea-on-loan-recovery-issue/articleshow/3043674.cms?from=mdr |dead-url=no }}</ref>。

A few years after its rise to prominence in the banking sector, ICICI bank faced allegations on the recovery methods it used against loan payment defaulters. A number of cases were filed against the bank and its employees for using "brutal measures" to recover the money. Most of the allegations were that the bank was using goons to recover the credit card payments and that these "recovery agents" exhibited inappropriately and in some cases, inhuman behaviour. Incidents were reported wherein the defaulters were put to "public shame" by the recovery agents.

The bank also faced allegations of inappropriate behaviour in recovering its loans. These allegations started initially when the "recovery agents" and bank employees started threatening the defaulters. In some cases, notes were written by the bank's employees asking the defaulters to "sell everything in the house including family members", were found. Such charges faced by the bank rose to a peak when suicide cases were reported wherein the suicide notes spoke of the bank's recovery methods as the cause of the suicide. This led to legal battles and the bank paying huge compensation.<ref name="RBI warns ICICI Bank on recovery agents">{{Cite news |url=http://articles.timesofindia.indiatimes.com/2007-11-21/india-business/27978291_1_recovery-agents-icici-bank-private-banks |title=RBI warns ICICI Bank on recovery agents |last=PTI |date=2007-11-21 |newspaper=Times of India |accessdate=2013-03-16}}</ref><ref name="How to deal with rising abuse of bank recovery agents">{{Cite news |url=http://www.firstpost.com/investing/how-to-deal-with-rising-abuse-of-bank-recovery-agents-487476.html |title=How to deal with rising abuse of bank recovery agents |last=Sarang |first=Bindisha |date=2013-01-07 |newspaper=first post |accessdate=2013-03-16}}</ref>


=== 洗钱指控 ===
=== 洗钱指控 ===
2013年3月14日，在线杂志《{{tsl|en|Cobrapost}}》公布了其反[[洗錢|洗钱]]监视行动“{{tsl|en|Operation Red Spider|红蜘蛛行动}}”（{{lang-en|Operation Red Spider}}）的视频录像。该录像显示，包括ICICI银行在内的印度三大银行，均有高层管理者和银行职员向卧底记者提供洗钱的方法，这一行为违反了《洗钱控制法》。曝光后，印度政府和印度储备银行下令进行调查。官员们提供了安全储物柜来藏匿黑钱，提供了不遵守印度央行准则的账户，还提供了假账户，以方便黑钱的转换，并对储户的身份进行保密<ref>{{Cite news |url=http://cn.forexmagnates.com/2013/06/16/regulation/8864 |title=三家印度银行违反KYC与AML程序遭罚 |author=吴珂睿 |date=2013-06-16 |work=Forex Magnates |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030544/http://cn.forexmagnates.com/2013/06/16/regulation/8864 |dead-url=no }}</ref>。该事件曝光后，ICICI银行在次日便暂停了18名员工的职务，等待调查<ref>{{Cite news |url=http://zeenews.india.com/business/news/economy/money-laundering-case-icici-bank-suspends-18-employees_72295.html |title=Money laundering case: ICICI bank suspends 18 employees |date=2013-03-15 |work=Zee News |language=en |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030628/https://zeenews.india.com/business/news/economy/money-laundering-case-icici-bank-suspends-18-employees_72295.html |dead-url=no }}</ref>。最后，印度央行对ICICI银行处以一千万卢比的罚款<ref>{{Cite news |url=https://www.dnaindia.com/business/report-rbi-penalties-sting-3-banks-in-cobrapost-expose-1846317 |title=RBI penalties sting 3 banks in Cobrapost expose |author=DNA Correspondent |date=2013-06-10 |work=DNA |accessdate=2020-11-24 |language=en |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030548/https://www.dnaindia.com/business/report-rbi-penalties-sting-3-banks-in-cobrapost-expose-1846317 |dead-url=no }}</ref>。
ICICI Bank was one of the leading Indian banks accused of blatant [[money laundering]] through violation of RBI guidelines in the famous CobraPost<ref>{{Cite web |title='' RBI response to Cobra Post Exposé'' |url=http://www.moneycontrol.com/news/economy/rbi-probes-cobrapost-report-reveals-violations-by-banks_870061.html}}</ref> sting operation which shook up Indian banking industry during April–May 2013.<ref>{{Cite news |url=http://articles.timesofindia.indiatimes.com/2013-05-10/india/39168568_1_cobrapost-axis-bank-icici-bank |title=Cobra Post Exposure of Indian Banks |work=The Times of India}}</ref>

On 14 March 2013 the online magazine Cobrapost released video footage from [[Operation Red Spider]] showing high-ranking officials and some employees of ICICI Bank agreeing to convert black money into white, an act in violation of [[Money Laundering Control Act]]. The [[Government of India]] and [[Reserve Bank of India]] ordered an inquiry following the [[exposé (journalism)|exposé]]. On 15 March 2013, ICICI Bank suspended 18 employees, pending inquiry.<ref name="Money laundering case: ICICI bank suspends 18 employees">{{Cite news |url=http://zeenews.india.com/business/news/economy/money-laundering-case-icici-bank-suspends-18-employees_72295.html |title=Money laundering case: ICICI bank suspends 18 employees |date=2013-03-15 |newspaper=zee news |accessdate=2013-03-16}}</ref><ref name="Probes Begin as Top Indian Banks Are Embroiled in Sting Operation">{{Cite web |title=Probes Begin as Top Indian Banks Are Embroiled in Sting Operation |url=http://knowledgetoday.wharton.upenn.edu/2013/03/probes-begin-as-top-indian-banks-are-embroiled-in-sting-operation/ |accessdate=2013-03-16 |work=Wharton School of the University of Pennsylvania}}</ref><ref name="India">{{Cite news |url=http://www.ibtimes.co.in/articles/446610/20130315/money-laundering-rbi-icici-bank-hdfc-axis.htm |title=India's Private Banks Under Scanner: Is RBI to be Blamed for Money Laundering? |last=Ronamai |first=Raymond |date=2013-03-15 |newspaper=International Business Times |accessdate=2013-03-16}}</ref> On 11 April 2013 the Deputy Governor of [[Reserve Bank of India|RBI]], H R Khan reportedly said that the central bank was initiating action against ICICI Bank in connection with allegations of money laundering.<ref name="Cobrapost expose: IRDA report likely next week">{{Cite news |url=http://www.thehindu.com/business/Industry/cobrapost-expose-irda-report-likely-next-week/article4610508.ece |title=Cobrapost expose: IRDA report likely next week |last=PTI |date=2013-04-12 |newspaper=The Hindu |accessdate=2013-04-18 |location=Chennai, India}}</ref><ref name="Cobrapost expose: RBI initiating action against banks over money laundering allegations">{{Cite news |url=http://www.dnaindia.com/money/1821269/report-cobrapost-expose-rbi-initiating-action-against-banks-over-money-laundering-allegations |title=Cobrapost expose: RBI initiating action against banks over money laundering allegations |last=pti |date=2013-04-11 |newspaper=DNA |accessdate=2013-04-18}}</ref>


=== Chanda Kochhar欺诈案 ===
=== Chanda Kochhar欺诈案 ===
On 4 October 2018, the then MD & [[Chief executive officer|CEO]] [[Chanda Kochhar]] stepped down from her position following allegations of [[Corruption in India|corruption]].<ref>{{Cite web |title=Chanda Kochhar quits ICICI Bank; Sandeep Bakhshi appointed new CEO - Times of India ► |url=https://timesofindia.indiatimes.com/business/india-business/chanda-kochhar-quits-icici-bank-sandeep-bakhshi-appointed-as-md-and-ceo/articleshow/66068380.cms |website=The Times of India |access-date=2019-09-09}}</ref> In January 2019, based on the report of an enquiry panel headed by [[B. N. Srikrishna|Justice Srikrishna]], the bank board officially [[Termination of employment|terminated]] her from service. It also become one of the first in the country to ask for a [[claw back]] of bonuses and benefits.<ref>{{Cite web |title=Justice Srikrishna Report |url=https://www.icicibank.com/managed-assets/docs/about-us/2019/icici-bank-statement-on-findings-in-enquiry-report.pdf}}</ref> In 2020 the [[Enforcement Directorate]] provisionally seized assets and shares belonging to Chanda Kochhar with an estimated value of more than Rs 78 crore, in relation to the ICICI bank loan case.<ref>{{Cite web |title=ED attaches assets worth Rs 78 crore, shares belonging to Chanda Kochhar |url=https://www.businesstoday.in/current/economy-politics/enforcement-directorate-attaches-apartment-worth-rs-78-crore-shares-belonging-to-chanda-kochhar/story/393558.html |date=2020-01-10 |dead-url=no |website=Business Today India |access-date=2020-04-28}}</ref>
2018年10月4日，该行时任总经理兼首席执行官{{tsl|en|Chanda Kochhar}}因涉嫌腐败而辞职<ref>{{Cite news |url=https://timesofindia.indiatimes.com/business/india-business/chanda-kochhar-quits-icici-bank-sandeep-bakhshi-appointed-as-md-and-ceo/articleshow/66068380.cms |title=Chanda Kochhar quits ICICI Bank; Sandeep Bakhshi appointed new CEO |date=2018-10-04 |work=The Times of India |language=en |access-date=2019-09-09 |archive-date=2018-10-05 |archive-url=https://web.archive.org/web/20181005150420/https://timesofindia.indiatimes.com/business/india-business/chanda-kochhar-quits-icici-bank-sandeep-bakhshi-appointed-as-md-and-ceo/articleshow/66068380.cms |dead-url=no }}</ref>。2019年1月，根据大法官Srikrishna领导的调查小组的报告，银行董事会正式将她解职。这也成为该国第一个要求收回员工奖金和福利的银行之一<ref>{{Cite web |title=Justice Srikrishna Report |url=https://www.icicibank.com/managed-assets/docs/about-us/2019/icici-bank-statement-on-findings-in-enquiry-report.pdf |date=2019-01-30 |format=PDF |publisher=ICICI Bank |accessdate=2020-11-24 |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030542/https://www.icicibank.com/managed-assets/docs/about-us/2019/icici-bank-statement-on-findings-in-enquiry-report.pdf |dead-url=no }}</ref>。2020年，{{tsl|en|Enforcement Directorate|印度执法局}}临时扣押了属于Chanda Kochhar的资产和股份，估计价值超过7.8亿卢比，与ICICI银行贷款案有关<ref>{{Cite news |url=https://www.businesstoday.in/current/economy-politics/enforcement-directorate-attaches-apartment-worth-rs-78-crore-shares-belonging-to-chanda-kochhar/story/393558.html |title=ED attaches assets worth Rs 78 crore, shares belonging to Chanda Kochhar |date=2020-01-10 |work=Business Today India |accessdate=2020-04-28 |language=en |dead-url=no |archive-date=2020-11-25 |archive-url=https://web.archive.org/web/20201125030553/https://www.businesstoday.in/current/economy-politics/enforcement-directorate-attaches-apartment-worth-rs-78-crore-shares-belonging-to-chanda-kochhar/story/393558.html }}</ref>。


== 参考资料 ==
== 参考资料 ==
第150行： 第109行：
[[Category:印度銀行]]
[[Category:印度銀行]]
[[Category:纽约证券交易所上市公司]]
[[Category:纽约证券交易所上市公司]]
[[Category:財富500強公司]]

2024年10月14日 (一) 01:34的最新版本

ICICI银行有限公司
ICICI Bank Limited
公司類型私营
股票代號
ISININE090A01021
成立1994年1月5日，​30年前​（1994-01-05）
代表人物主席：Girish Chandra Chaturvedi[1]
总经理、CEO：Sandeep Bakhshi（英语：Sandeep Bakhshi）
總部 印度古吉拉特邦巴罗达（注册办事处）
 印度孟买国际展览中心（英语：Bandra Kurla Complex）（公司办公室）
營業據點數5,275（2020）
業務範圍全世界
产业银行、金融服务
產品零售银行、公司银行、投资银行、抵押贷款、私人银行、财富管理、信用卡、金融和保险
營業額▲ 14,978.61亿卢比 (23.26 十億)[2]（2020）
息税前利润▲ 7,826.82亿卢比 (12.16 十億)[2]
净利润▲ 956.63亿卢比 (1.49 十億)[2]（2020）
總資產▲ 137,729.22亿卢比 (213.89 十億)[3]（2020）
資產淨值▲ 11,851.85亿卢比 (18.41 十億)[3]（2020）
員工人數84,922人（2019）[4]
网站www.icicibank.com

ICICI银行有限公司（英語：ICICI Bank Limited，中文名： 印度工业信贷投资银行，又译：爱西爱西爱银行[5]）是一家印度的私营跨国银行和金融服务公司，其注册办事处设在古吉拉特邦巴罗达，公司办事处则在孟买国际展览中心（英语：Bandra Kurla Complex）。

ICICI银行从一个只提供项目融资的开发性金融机构发展为一个多元化的金融服务集团，现成为印度的“四大银行”和印度最大的私营银行[6]。该行通过各种分销渠道和投资银行、人寿和非人寿（英语：non-life insurance）保险、风险投资和资产管理领域的专业子公司，为企业和零售客户提供广泛的银行产品和金融服务。该行在印度各地拥有5,275家分行和15,589台ATM[7]；此外，该行在英国和加拿大设有子公司，并在美国、新加坡、巴林、中国大陆、香港、卡塔尔、阿曼、迪拜和南非[8]等地设有分行，在阿拉伯联合酋长国、孟加拉国、马来西亚和印度尼西亚设有代表处，其英国子公司还在比利时和德国设立了分支机构[9]。

历史

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ICICI银行是由印度工业信贷投资公司（英語：Industrial Credit and Investment Corporation of India，简称“ICICI”）于1994年在瓦多达拉成立的全资子公司。母公司ICICI成立于1955年，由世界银行、印度的公营银行和公营保险公司联合组建，目的是为印度工业提供项目融资[10][11]。ICICI银行成立之初名为印度工业信贷投资银行（英語：Industrial Credit and Investment Corporation of India Bank），后改名为ICICI银行。

1998年，ICICI通过在印度公开发行股票，将其在ICICI银行的持股比例降至46%。1999年，ICICI成为第一家在纽约证券交易所上市的印度公司，也是第一家在纽约证券交易所上市的非日本的亚洲银行或金融机构[12]。2002年，ICICI与ICICI银行以及ICICI子公司ICICI个人金融服务有限公司和ICICI资本服务有限公司进行反向兼并[13]。

2008年金融危机爆发后，由于有传言称ICICI银行财务状况不佳，ICICI银行发生挤提事件，客户纷纷涌向其ATM和一些地方的营业网点。印度储备银行随后发布了关于ICICI银行财务实力的澄清，以消除谣言[14]。

投资和收购

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子公司

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争议

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不人道的追债方式

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在银行部门崭露头角数年后，ICICI银行就其针对贷款违约者使用的追偿方法面临指控。部分追讨人员和银行雇员会威胁欠款人，甚至当众羞辱欠款人，并要求其“卖掉家里的一切，包括家庭成员”。2007年，更有欠款者因此自杀，引来了法律诉讼和银行支付巨额赔偿[25][26]。

洗钱指控

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2013年3月14日，在线杂志《Cobrapost（英语：Cobrapost）》公布了其反洗钱监视行动“红蜘蛛行动（英语：Operation Red Spider）”（英語：Operation Red Spider）的视频录像。该录像显示，包括ICICI银行在内的印度三大银行，均有高层管理者和银行职员向卧底记者提供洗钱的方法，这一行为违反了《洗钱控制法》。曝光后，印度政府和印度储备银行下令进行调查。官员们提供了安全储物柜来藏匿黑钱，提供了不遵守印度央行准则的账户，还提供了假账户，以方便黑钱的转换，并对储户的身份进行保密[27]。该事件曝光后，ICICI银行在次日便暂停了18名员工的职务，等待调查[28]。最后，印度央行对ICICI银行处以一千万卢比的罚款[29]。

Chanda Kochhar欺诈案

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2018年10月4日，该行时任总经理兼首席执行官Chanda Kochhar（英语：Chanda Kochhar）因涉嫌腐败而辞职[30]。2019年1月，根据大法官Srikrishna领导的调查小组的报告，银行董事会正式将她解职。这也成为该国第一个要求收回员工奖金和福利的银行之一[31]。2020年，印度执法局（英语：Enforcement Directorate）临时扣押了属于Chanda Kochhar的资产和股份，估计价值超过7.8亿卢比，与ICICI银行贷款案有关[32]。

参考资料

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  1. ^ ICICI Bank appoints former IAS Girish Chandra Chaturvedi as non-executive part-time chairman. Business Today. 2018-06-29 [2020-09-25]. （原始内容存档于2020-11-25） （英语）. 
  2. ^ 2.0 2.1 2.2 ICICI Bank Consolidated Profit & Loss account, ICICI Bank Financial Statement & Accounts. money control. [2020-08-28]. （原始内容存档于2020-11-25） （英语）. 
  3. ^ 3.0 3.1 ICICI Bank Consolidated Balance Sheet, ICICI Bank Financial Statement & Accounts. money control. [2020-08-28]. （原始内容存档于2020-11-25） （英语）. 
  4. ^ ICICI Bank Annual Report 2019 (PDF). [2020-02-13]. （原始内容存档 (PDF)于2020-11-25）. 
  5. ^ 中国银监会关于印度爱西爱西爱银行有限公司上海分行开业的批复. 中国银行业监督管理委员会. 2015-03-02 [2020-11-24]. （原始内容存档于2020-11-25）. 
  6. ^ 吴凯; 王剑锋. 印度ICICI Bank在中国首家分行开业. 中国经济网. 2015-05-20 [2020-11-24]. （原始内容存档于2020-11-25）. 
  7. ^ ICICI Bank | Performance Review: Quarter ended 31 December 2019 (PDF). ICICI Bank. [2020-02-06]. （原始内容存档于2020-11-25） （英语）. 
  8. ^ ICICI Bank enter South Africa, opens branch in Johannesburg. Zee News. 2016-01-20 [2020-11-24]. （原始内容存档于2020-06-28） （英语）. 
  9. ^ ICICI Bank opens Frankfurt branch. Business Standard. 2008-02-29 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  10. ^ NOS on ICICI (PDF). NOS. [2011-08-05]. （原始内容 (PDF)存档于2012-03-22） （英语）. 
  11. ^ about ICICI. lloydstsb. [2011-08-05]. （原始内容存档于2012-12-23） （英语）. 
  12. ^ ICICI Bank _NYSE. Mondovisione. [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  13. ^ RBI Clears ICICI-ICICI Bank Merger With Conditions. Financial Express. 2002-04-27 [2020-10-24]. （原始内容存档于2020-11-25） （英语）. 
  14. ^ ICICI Financial Rumours. Indian Express. 2008-10-01 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  15. ^ Itc Classic To Merge Into Icici. Business Standard. 1997-11-27 [2015-05-22]. （原始内容存档于2020-11-25） （英语）. 
  16. ^ Icici-Scici Merger Sets Trend For Consolidation. Business Standard. 1997-12-26 [2019-03-02]. （原始内容存档于2020-11-25） （英语）. 
  17. ^ ICICI swallows Anagram Finance. Rediff. 1998-05-21 [2015-05-22]. （原始内容存档于2020-11-25） （英语）. 
  18. ^ Bank of Madura, ICICI Bank merger - a synergy for better service需要付费订阅. The Hindu. 2000-12-28 [2015-05-22]. （原始内容存档于2020-11-25） （英语）. 
  19. ^ Icici Bank To Pick Grindlays Shimla, Darjeeling Branches. Business Standard. 2002-06-29 [2015-05-22]. （原始内容存档于2020-11-25） （英语）. 
  20. ^ ICICI Bank buys Russian bank. Business Standard. 2005-05-19 [2020-11-25]. （原始内容存档于2020-11-25） （英语）. 
  21. ^ ICICI Bank, Sangli Bank agree on merger需要付费订阅. The Hindu. 2006-12-10 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  22. ^ ICICI Bank Ltd.. [2015-05-22]. （原始内容存档于2020-11-25）. 
  23. ^ ICICI Bank sells 1.5% stake in ICICI Prudential Life Insurance for Rs 840 crore. Zee News. 2020-06-22 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  24. ^ ICICI Bank divests stake in ICICI Prudential for Rs 2,250 crore. The Statesman. 2020-06-22 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  25. ^ Ashok Das. 4 arrested in ICICI loan death case. Hindustan Times. 2007-06-25 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  26. ^ SC dismisses ICICI Bank's plea on loan recovery issue. The Economic Times. 2008-05-15 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  27. ^ 吴珂睿. 三家印度银行违反KYC与AML程序遭罚. Forex Magnates. 2013-06-16 [2020-11-24]. （原始内容存档于2020-11-25）. 
  28. ^ Money laundering case: ICICI bank suspends 18 employees. Zee News. 2013-03-15 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  29. ^ DNA Correspondent. RBI penalties sting 3 banks in Cobrapost expose. DNA. 2013-06-10 [2020-11-24]. （原始内容存档于2020-11-25） （英语）. 
  30. ^ Chanda Kochhar quits ICICI Bank; Sandeep Bakhshi appointed new CEO. The Times of India. 2018-10-04 [2019-09-09]. （原始内容存档于2018-10-05） （英语）. 
  31. ^ Justice Srikrishna Report (PDF). ICICI Bank. 2019-01-30 [2020-11-24]. （原始内容存档 (PDF)于2020-11-25）. 
  32. ^ ED attaches assets worth Rs 78 crore, shares belonging to Chanda Kochhar. Business Today India. 2020-01-10 [2020-04-28]. （原始内容存档于2020-11-25） （英语）. 

外部链接

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